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misstara's debt diary 2014
Comments
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You are doing fantastic
xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
You are doing fantastic
xx
Thanks monz
I passed my assessment :j:j:j so very happy about that. Not much else to report - a NSD plus the usual loan payment has gone out, now at 78.9% paidMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Congratulations on passing your assessment! :j :T :jRainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
Brilliant news!!" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
AspiringButAnxious wrote: »Congratulations on passing your assessment! :j :T :jBrilliant news!!
Thanks ladies
Been really busy at work and it's been horribly stressful but a day off tomorrowOut with the girls tomorrow evening for tea so really looking forward to that.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
A spendy day - £3.50 on YS daffodils, crumpets and scones, £22 on a meal out with the girls and £11.65 on toiletries. Also went to the gym today and met my gran so a busy day off.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
I have also just spent £27.89 entering a 5k race - it's at the end of May so gives me plenty of time to train.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
A NSD to report today
. I'm off work for a week from Monday so feel like I'm just counting down the days.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Picked up some dips on the way home to go with tea (£2) plus managed to get some YS meat for the freezer (£3.10). I did a tidy up of my accounts and paid £14.67 towards the loan
Only two more shifts to go until holiday
Got a list of the various jobs that I want to get done around the flat so plan to get those done while I'm off. I'm also planning to meet up with various friends during the week and have picked up two short shifts with 2nd job as it's been a few weeks since I did a shift with them.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
A NSD yesterday and a spendy day today - £33.98 on food. I got some fab YS gluten free bargains - 2 loafs of bread, a fruit loaf, pack of rolls and sandwich thins. All parcelled up into the freezer for a later date.
I've totally mucked up my budget for this month so have had to transfer money from the flat deposit savings to cover my direct debits for the rest of the month. I had based my budget on doing a shift for 2nd job each week but I've been so busy with usual job that I haven't done any and then used money from the direct debits account to pay for food. Ah well I'll know better for next month.
Now on holiday for a week(other than the two shifts for 2nd job). So glad to be off
Got payslip through for usual job so will get £1521.69 a week on Wednesday. Will get a budget sorted tomorrow.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980
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