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misstara's debt diary 2014

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You are doing fantastic :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    You are doing fantastic :) xx

    Thanks monz :D

    I passed my assessment :j:j:j so very happy about that. Not much else to report - a NSD plus the usual loan payment has gone out, now at 78.9% paid :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Congratulations on passing your assessment! :j :T :j
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Brilliant news!!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Congratulations on passing your assessment! :j :T :j
    Bobarella wrote: »
    Brilliant news!!

    Thanks ladies :D

    Been really busy at work and it's been horribly stressful but a day off tomorrow :) Out with the girls tomorrow evening for tea so really looking forward to that.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A spendy day - £3.50 on YS daffodils, crumpets and scones, £22 on a meal out with the girls and £11.65 on toiletries. Also went to the gym today and met my gran so a busy day off.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I have also just spent £27.89 entering a 5k race - it's at the end of May so gives me plenty of time to train.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD to report today :). I'm off work for a week from Monday so feel like I'm just counting down the days.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Picked up some dips on the way home to go with tea (£2) plus managed to get some YS meat for the freezer (£3.10). I did a tidy up of my accounts and paid £14.67 towards the loan :) Only two more shifts to go until holiday :) Got a list of the various jobs that I want to get done around the flat so plan to get those done while I'm off. I'm also planning to meet up with various friends during the week and have picked up two short shifts with 2nd job as it's been a few weeks since I did a shift with them.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD yesterday and a spendy day today - £33.98 on food. I got some fab YS gluten free bargains - 2 loafs of bread, a fruit loaf, pack of rolls and sandwich thins. All parcelled up into the freezer for a later date.

    I've totally mucked up my budget for this month so have had to transfer money from the flat deposit savings to cover my direct debits for the rest of the month. I had based my budget on doing a shift for 2nd job each week but I've been so busy with usual job that I haven't done any and then used money from the direct debits account to pay for food. Ah well I'll know better for next month.

    Now on holiday for a week :D (other than the two shifts for 2nd job). So glad to be off :)

    Got payslip through for usual job so will get £1521.69 a week on Wednesday. Will get a budget sorted tomorrow.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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