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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday :D so I've paid the electricity bill and paid the £7.50 towards the loan. Now at 71.5% paid :D Should hopefully be a NSD other than the electricity bill, I'm away to the gym shortly with a friend and then going to see my gran later on.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSDs on Friday and yesterday. Went to the supermarket today for the weekly supplies so £20.75 spent. I'm trying to stick to a £100 budget for groceries this month so trying to eat from the cupboards and freezer as much as possible. Not much else to report, got a really busy week ahead so going for an early night.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Take care of yourself. Your gym target seems a tad ambitious if you've a busy week to get through.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Take care of yourself. Your gym target seems a tad ambitious if you've a busy week to get through.

    You're right INOD, I certainly won't beat myself up if I don't manage to go to the gym this week, I'll just see how I go.

    Tea out with the girls yesterday, spent £22.50. Hoping for a NSD today.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    It was a NSD :) Suddenly remembered that it was pancake day but had all the ingredients in so had some for pudding - yummy :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You are doing so well :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    You are doing so well :D xx

    Thanks monz :D

    Another NSD today. I left work early (took some time back) and it was lovely walking home in the sunshine :) Felt full of energy so went to the gym as well. Have had a nice relaxing evening so far - have used a face pack that I got for Christmas and done my nails. Just going to do the ironing and then head for an early night.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday today - £53.12
    - £3.12 payment to the loan
    - £4 bus fare (need it to get to training today)
    The rest I'm going to use to get a big food shop, I have a voucher for 5000 points if you spend $40 at M0rrisons so going to use that.

    The loan payment has gone out today taking me to 74% paid :j
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Congratulations! Can't wait until my loan is 74% paid ;) Keep going! :j
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Congratulations! Can't wait until my loan is 74% paid ;) Keep going! :j

    Thanks ABA :)

    A spendy day today - £47.33 on food, £3 on a wee birthday present for OH and £15.73 on a birthday present for SIL. We hired a car to get the shopping and then used it to visit a friend of OHs who is not very well. Had an enjoyable afternoon with him watching the rugby, although we lost :(. Off for an early night as I start work at 7am tomorrow.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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