misstara's debt diary 2014

misstara

Bit of a spend day today - £4 on bus fare, £8.47 on some fine food from Markies and £6.70 on a drink out with my sister. Not much else to report, away for an early night as I've got another busy day tomorrow.

misstara

Was a NSD yesterday and have spent £27.42 today on food, all stocked up now so hopefully will achieve lots of NSDs during the week.

Feeling really 'meh' and unmotivated this evening, however, know it's just because I'm so tired, work is hectic and stressful at the moment and I barely have any days off in January. Got a mini lie in tomorrow though as I don't have to be in until 10 so hopefully will be feeling a bit brighter after a good nights sleep.

monz

You are so close to hitting £3,000 so close Miss Tara x

misstara

monz wrote: »

You are so close to hitting £3,000 so close Miss Tara x

I know monz - hoping to hit £3000 by the end of the month

Woke up this morning after a good 8 and a half hours sleep and feel so much better today. Truly what a difference it made so am definitely going to try to get more sleep, not always easy when working shifts especially if I'm going from a late to an early but I can try. On that note I better make this a short post and get to bed.

A NSD which takes me up to 7 for the month so far (I think), hoping for maximum NSDs this month to help me reach my target. The usual loan payment went out today so now up to 69% paid.

StressedSteph

Morning MissT

Great to see you have killed off so much debt, you are doing so well :j

Glad you fee abit better after a good nights sleep. I am exactly the same and really struggle if i don't get a good long rest. xxx

Good luck hitting your 3k target this month xx

misstara

Thanks Steph, glad to see you back

Been having completely tech-free evenings the past few days which has been really lovely. Me and OH played a board game on Tuesday night and then as he was out last night, I sat and read my book. I also went to the gym with a friend yesterday so got a good catchup as well as working out

Payday tomorrow so will get £95.65
- £30 food
- £30 electricity bill
- £10 emergency fund
- £10 social
- £15.65 loan

Right better get ready for work, back later

misstara

Another NSD today takes me up to 10 for the month so far. Tomorrow I'm meeting a friend for coffee before work and we need milk so it will definitely be a spend day.

misstara

Spent £6.85 on Friday on coffee and cake out with my friend plus £1 on milk. Yesterday was a NSD. Today I've been food shopping and spent £27.42. I've been to the gym and now planning to make bread and clean the flat.

misstara

Had a lovely day off yesterday, didn't get much of the flat cleaned as I decided that I didn't want to spend my only day off cleaning. However, did get caught up on washing and ironing and made bread.

I also made a card for my mum and ordered her present (£17.14 spent), today will be a spend day as I need to buy a stamp for the card.

misstara

Spent £8.20 on stamps and dips for tea. We decided to use up the leftover roast beef from yesterday in fajitas so had most of the ingredients in, just had to get the dips. Hoping for some NSDs this week as I'm mostly just at work.

Not done much this evening except prep for the training course tomorrow - took a lot longer than I thought but at least all done now.