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OS Singlies - We Do It Our Way!

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  • metherer
    metherer Posts: 560 Forumite
    Morning all, hope you all slept well.

    Good to see that more people are joining us. Last night made me aware that I really need to up my DIY game. The immersion heater is stone cold. Figured out the pump, but that is working with no joy, s we've had to call a plumber. He's one we've had out before, and h was happy to talk us through what he was doing last time so I might ask him to again as it is something different. The interwebs turned up some info, just not enough to know what has gone kaput.
    Not heavily in debt, but still trying to sort things out.
    Baby due July 2018.
  • calicocat
    calicocat Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Chutzpah Haggler
    What has happened to my post...??!!

    The bit where I wrote..'we will all l0ve you for ever...has turned into 'we will all !!!! you for ever................


    ?!?!.....that looks worse.......!!

    I'm going to try writing it again differently and see what happens..

    I !!!! my cat
    I !!!! my cat.


    Nope....it's done it again!....how odd, I didn't know we couldn't write lurve...never mind.
    Yep...still at it, working out how to retire early.:D....... Going to have to rethink that scenario as have been screwed over by the company. A work in progress.
  • Haha, calicocat, I too had noticed all the !!!! 's appearing in various posts, how sad that the L word is being treated like a profanity!!

    Not at work today, and not much planned in practical terms, bar the usual catching up with dishwashing, laundry, hoovering.

    I went back to my maiden name and am a Ms, just felt too old for Miss. In fact I prefer not to give a prefix unless specifically asked, and sometimes when I say, "Why do you need to know?" the asker gives way. Also, I've begun to challenge why some companies ask for marital status. I know it makes a difference to insurance premiums, but there are other busnesses who ask for it and it really is none of their business - the answer I give them is a polite variation on that - "That's my business and not yours" :rotfl::rotfl:
    If you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.

    -- Brendan Francis

  • bugslet
    bugslet Posts: 6,874 Forumite

    Ok - this must be one of the hardest jobs that a singlie without family has to do...not meant to be morbid, but this year is the year I am going to sort out my paperwork, and by that I mean my will and my living will.

    The problem I have is that I have no family at all that I want to leave my worldly goods to, in fact, unfortunately, I feel I need to make it water tight to stop toxic siblings getting anything. I spent a good part of this weekend, trying to think what I want to do, but it's incredibly hard.

    :rotfl:
    Definitely, a really good point to start with. Thank you for being so open. I feel the need to get something official in place asap - who have you given copies of your will to? Just your solicitor or do you have a trusted friend or friends for that, too?

    I've just been reading advice on humanist funerals (I'm not at all religious). I had assumed that I needed to put details of what I want in my will, but their advice is to make sure trusted friends know and have documentation saying what you'd like. Apparently, no point in putting it in the will as likely will be too late by the time its read!

    I think I'm going to have to incentivise some good friends to take a copy and act on my behalf. This will have to be the same for my living will. A bottle of wine should do it :D

    I think what I'm really concerned about is that, say I was in an accident, the police would track down toxic siblings a lot easier than good friends. I think I'll be putting friends' details on my phone to contact in case of emergency, and do the same at work, and at my GPs. I can't think of how else I can try to get my message across should I not be capable of it myself. If anyone can think of any other body (pun intended ):rotfl: that would help, please shout.

    Anyone want to volunteer to be my executor? Joking, but only just... :rotfl:. It's really tough when you don't have family you can trust or rely on :(

    Hi Lavender Bees


    Bit late on this, but thought I'd throw my twopenneth in!

    I had to tackle this when my OH was diagnosed with dementia and in a care home, wehre he subsequently died. I have literally no family at all and therefore needed to sort things out.

    I made a will out with the help of a solicitor, who was able to suggest things that I hadn't thought of. Mine is a relatively straightforward will. A very close friend is Executor and receives some money, my business is left to a colleague and the remainder to charity.

    I don't know your circumstances as regards having close friends; in my case, I really do trust her, we've known each other for a long time and she has details of my financial affairs, a copy of the will and any other pertinent information. Additionally I have an appointment tomorrow as it happens with the same Solicitor to appoint her PoA for both finances and health, which should anything happen to me, just makes life a lot lot simpler.

    As for the funeral, just an outline of what you want mentioning and any favourite music is probably enough.
  • bugslet
    bugslet Posts: 6,874 Forumite
    edited 21 January 2014 at 12:26PM

    But I like the idea of a woman who has spend her life having fun 'spinning' about or gadding around having fun by her self instead of dribbling over ne'er do well men or life's expectations.

    Just as I was looking for some direction in life, I now have it:rotfl:



    On the Miss/Ms/Mrs thing, I'm a Miss, never wanted to be a Mrs. OH asked for many years, but personally I never wanted to be married, I've always had an inexplicably violent dislike of marriage for myself - not for anyone else though if that's what they want.
  • spirit
    spirit Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    mum2one wrote: »
    Hope your ok, def agree try looking at the positives.

    I'm trying to be frugal with everything, but have decided to take on 1 challenge a month (personal to me) and help getting organised.

    Jan - Sort out money, - got 1 diary that use just for money, all incomings and outgoings, and then a personal diary so dont have money being pushed into my face (without sounding daft),

    Feb - going to start looking after my skin, brought some no 7 skincare with the £5 off vouchers had from Boots -x


    I like this idea and will copycat if you dont mind :eek:
    Mortgage free as of 10/02/2015. Every brick and blade of grass belongs to meeeee. :j
  • spirit
    spirit Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    .

    I went back to my maiden name and am a Ms, just felt too old for Miss. In fact I prefer not to give a prefix unless specifically asked, and sometimes when I say, "Why do you need to know?" the asker gives way. Also, I've begun to challenge why some companies ask for marital status. I know it makes a difference to insurance premiums, but there are other busnesses who ask for it and it really is none of their business - the answer I give them is a polite variation on that - "That's my business and not yours" :rotfl::rotfl:


    I wonder this too. so do you consider yourselves single or widowed/divorced? Either way, you are not with someone, but for insurance reasons, what difference does it make?
    Mortgage free as of 10/02/2015. Every brick and blade of grass belongs to meeeee. :j
  • bugslet
    bugslet Posts: 6,874 Forumite
    spirit wrote: »
    I wonder this too. so do you consider yourselves single or widowed/divorced? Either way, you are not with someone, but for insurance reasons, what difference does it make?

    It's going to become an irritant to me, partially because it isn't relevant, you are just on your own and partially because having been with someone for 28 years, widowed seems more correct, but legally it's incorrect, which just annoys me.:o
  • groatie_queen
    groatie_queen Posts: 909 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    edited 21 January 2014 at 1:21PM
    spirit wrote: »
    I wonder this too. so do you consider yourselves single or widowed/divorced? Either way, you are not with someone, but for insurance reasons, what difference does it make?

    When I got my ex-husband taken off my car insurance policy (he was a named driver), and I reported that we had divorced, the premium went up slightly - all to do with risk i was told. This was before male/female premiums were equalised. According to the insurance company, single people have a higher likelihood of having a car accident than married people.

    PS I consider myself single. It's really noone else's business whether I have been married in the past or not, and my choice to decide who needs to know, and when it is relevant.
    If you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.

    -- Brendan Francis

  • jpscloud
    jpscloud Posts: 1,465 Forumite
    calicocat wrote: »

    I !!!! my cat
    I !!!! my cat.


    :rotfl: That is so funny :D
    I believe in the freedom of spinach and the right to arm bears.

    Weight loss journey started January 2015
    -32lbs
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