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Horses, debts and general mutterings

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  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Good weekend, spendy saturday with some hard food for the hoss, new haynets and some fly spray. Sunday meant to have hossie trainer but she forgot, saved me £25 ready for next week so small bonus.

    Small survey payment received so another £5 to the CC.

    Did some training myself and got hossie loaded into a trailer. She had a horrific experience when she was brought to myself, manhandled into a box including rearing up, going over backwards amongst many things so this is a huge step forward for her. Have been doing some practice in school with enclosed spaces and last week introduced her to trailer and with gentle persuasion got 3 hooves on the ramp. This week she walked up on the ramp straight away and with some bribery with carrots and lots of hugs and time she walked into the trailer. Am so proud :D

    Phiintrailer30-3-14_zps9c408a2b.jpg
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • lucielle
    lucielle Posts: 11,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OOOH well done, my horse was a horrific loader.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Lucielle thanks for dropping by, because of the horrific experience with loading previously is my ultimate goal for her to be able to load easily so taking it very slowly but pleased with how its going :)

    Food shop yesterday, £7.50 of nectar points used so that helps, just within budget and stores and freezer rammed again.

    Came home to 2 bottles of kitchen cleaner and 6 cereal bars to test so another wee bonus.

    19 NSD achieved in March which is fab :D

    Small payment of £10.11 which was random figures in savings I had which wasnt earning any interest so sent to my credit card. Now in the £4.8 figure so very pleased. Expenses put in today and about £30 is money not spent so can pay that in when it arrives.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Spendy day yesterday, some cleaning stuff for the house, out of budget, my nephews birthday present, £47 which went on my CC :( I think my expenses should cover this so hope they get paid asap.

    Hairdresser and hossie trainer this afternoon but money put aside from last month/last week :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, should be another NSD no need to buy anything :) Sofa payment out today so another wee bit knocked of the debt.

    Spendy weekend, of to a friends body shop party so will stock up on gifts for birthdays and xmas, sunday meeting a friend for lunch but money already put aside for that. Lots of free evenings so going to try and do some ebaying.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :) Back to grey and miserable, bah! Saturday managed to clear all my washing and clean the bathroom to within an inch of its life. Ex was being useful for once and sorted out the kitchen and made me breakfast. Went to body shop party and spent £45 which went on the CC :cool: but will be able to use some as gifts so not too bad.

    Sunday went to meet old friend to see hossies that was my old herd which was lovely and then went for lunch, but all budgeted for. Came home and did some ebay :) Re-listed some old items and put some new on, few watchers but no bids yet but pleased and need to do some more soon as still have shed loads.

    Nothing exciting today, work then hossie then babysitting at sisters so will be a NSD, lunch bought in and eating out the freezer tonight.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, well hoping it is, yesterday was a carp day. Started of with one of colleagues moving some of my stuff :mad: Not impressed. Then we had IT issues and had a new printer being installed so chaos all day resulting in me not achieving anything. Was also trying to sort out fencing but getting nowhere then came home and had to emergency defrost of one of the freezers. And breathe....

    Ex seems to have maybe sorted out my fencing problem so hopefully thats one thing less to worry about. Still got IT issues in here so can forsee another wasted day but hey ho.

    Good things, few bids on ebay with lots of watchers, NSD yesterday, spendy day today, hossie trainer this evening and need to get wormers for the hoss, hoping to get on amazon as got some vouchers from survey sites so that will help. Minimum payment to Sains CC so another £24 of my debt total. :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, well not so as of ill, think its hayfever but could be a cold but feel rotten, bah :(

    Am trying to be good and keep on top of things tho so have got a load in the washing machine and have sorted out the random packaging and boxes that have appeared recently.

    Lots of spending as above so took my NWCC over £5k again but work expenses have landed which covers all the years wormers and a quarter of the party spend so pleased with that and back down under £5k. Ebay going well with few more bids and think there is some survey money in paypal waiting so must check that out.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, just, off ill still bah but getting there I think. Spent £87 on some clothes yesterday as been invited last minute to a wedding with nothing to wear but has come out of current a/c may be in OD but think only by few pounds so fingers crossed.

    £10 of survey payments landed so that has been sent to my CC :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good afternoon :) £30 spent on some shoes today for the wedding but will be suitable for lots of other ocassions, £10 spent on fresh groceries. All went out of current a/c, still in current limit may need to use small OD but watch this space.

    £3 from another survey site has landed so another small payment to my CC. Received cheque from CPP refund, £108 :D Have annual hossie bill in May which is around £140, no savings for this so going to keep this money aside and covers most of this so excellent timing :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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