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Horses, debts and general mutterings

145791022

Comments

  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Melanie you are correct in the village and the yard :) I also live in the village so yard is only 5 minute walk away which is ideal, actually in an ideal world would love more grazing but its as close as it will be at the moment.

    Nothing exciting moneywise today, no money in or out, hopefully get my expenses paid by the end of the week.

    Had got wrong end of stick re prescription and its Vitamin D which I am low on, not B but got pills to help the vit D, doesnt seem to tie up with symptoms but we will try and see if they help if not go back and see where I am again.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • I knew it looked familiar! I was going to keep my horse there when I first bought him, as I lived in the next road down (the one with the corner shop) . Its a lovely quaint yard isn't it? My chap was a bit too big for the stables there (17hh Warmblood) so I had to keep him a bit further away (think of a yard that's also a riding school :-)).

    Anyway, nice to meet a fellow local on MSE :-). And your ponio is lovely!
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :) TFI Friday been a long week!

    Melanie yard is quaint but lovely and local and nice and quiet and get on with majority of people there so no problems :)

    Expenses paid today so after taking into account money paid out direct from current a/c which is due to be paid back have managed to send £72.65 to my cc :)

    Vodafone bill is few pounds under budget so another small saving :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Non spendy weekend again. Had hossie trainer saturday am but money already put aside for this from last month. She was very good, trainer rode her on road and yard owner came on her hossie too so that was all new as she has never been out in company before. She is such a good hossie, so proud :D

    Saturday evening and sunday was at OH's so he provided food. Lazy day on sunday but managed to clean my car, need to do the inside but at least some of it is clean :) Did some boring surveys and comps too so a few more pennies earned. Was going to do some ebay but away next weekend until wednesday so would be late posting so will do it in few weeks.

    Managed to clock up 17 NSD in february so very pleased with that :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Nothing exciting happening here in Baldybear land, work, hossie, sleep but writing in here keeps me motivated :)

    NSD yesterday, today will be the same, dinner at sisters tonight. Few more surveys done and some money withdrawn so just waiting for that to hit paypal. Found another birthday card in stash for friends birthday this week so all good :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Sofa payment out today, so under £600 all going in the right direction :)

    Its my birthday on friday, am away for long weekend with OH for 4 days, he is paying accommodation and we are splitting petrol and food. Have budget for these so should be ok.

    Saw mum and sister last night, mum gave me extra £50 for my birthday so have put aside for next 2 horse trainer sessions, sister gave me £30, £20 put aside for farrier and £10 have kept for misc spending, need to get few groceries today so will use that for these. The farrier and hoss trainer are budgeted for in bank account so will wait till end of the month and hopefully be able to have a fairly big budget surplus and throw the extra at my credit card :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Happy birthday for Friday, hope you have a fantastic time

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Thanks granny for dropping by :D Nothing exciting here today, hopefully a no spend day, dont need anything, have lunch from home and food in the freezer later. Last day at work for few days and its manic, must get on I suppose.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Lovely weekend away after a manic last day at work. Had sunny weather oop north for most of the weekend, lots of sights taken in, book and a half read and mostly relaxing. Had problems with sleeping with OH again due to snoring but thats another subject I need to think about sometime.

    Spent £127.65 including one tank of fuel, few meals out and some entrance to places. Looking at budget this should be fine and will still be under this month :)

    £14.78 received from 2 survey sites so this has been sent to my NW CC, £44 min payment for the other CC and no spending on either so all going in the right direction :)

    Got free bottle of drink to test which I took away and came back to large packet of dishwasher tablets for testing which is fab :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Glad you had a nice time

    Pleased to have you back

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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