Horses, debts and general mutterings

Baldybear

Good morning

Currys cashback has validated so hopefully paid in a few weeks so that will be £100 of my target Only £450 left to go :rotfl: Think may need to put the house insurance either on my card or use my overdraft as wont have enough in 2 weeks, actually going to use overdraft as less interest charges, Will keep the money saved so far to add to and then hopefully have the whole £300 to pay the life insurance due in august. Once this is paid all extra payments can go to my cc and start knocking these down again.

Small spends yesterday, hossie trainer, rode her again, slowly getting there and money for yard owner for looking over the weekend and sandwich and crisps purchased. No spend today and seem to have been paid a few days early I was £37 in my overdraft but if yesterdays spends come in before pay day will be £90 so not too bad. Bought hoss food yesterday on my CC, 4 months worth but will clear within 2 months of hoss budget so should have 2 months extra to throw at my CC

So new month new budget Need to get fuel on friday, saturday we are out for the day at dover castle for a heritage day, tickets already paid in advance and will take a picnic. Already paid for looking after the hoss and then back on sunday, not sure what is happening monday, watch this space and see what the weather is like.

Baldybear

Good morning TFI friday and a long weekend

Spendy day yesterday £76 food shopping, was more but had £10 odd of vouchers and then £60 on fuel but car filled up so hope to stretch for as long as poss.

NSD today, of later to OH's then out tomorrow for the day. Back sunday but have plenty of food at home, Monday out with mum for dinner but should be small spend. Hoping to do a wee bit more ebay this weekend and maybe try and finish some more fencing!

DebtFree2012

Found you *subscribed*

Baldybear

Quick post, thanks for dropping by Debtfree2012

Small survey payment of £3 received so insurance target is now £58

Baldybear

Good morning, back to work, yawn!

Good weekend, went out on Saturday to a WW2 heritage day at dover castle, OH drove and paid for lunch and I spent a £5 on some socks for bro in law Sunday helped OH in garden not spending a penny, yesterday at home again not spent a penny and did real good tidy up of the downstairs of the house.

The £50 has landed from the currys cashback so have sent that to insurance savings, new total is £108 so pleased with what I have achieved. Once the 2 insurances are paid I will send all extra money to my CC's. I am going to put the house insurance on my overdraft but with careful budgeting shouldnt take long to bring back down and then should have full amount to pay the life insurance in August.

Baldybear

Good morning

Few spendy days, have bought some more vitamin pills which I seem to need to take, too knackered otherwise and have also bought a cake stand, doing a high tea for my dads 80th so will look super smart and can use again, total spends about £40 but have £10 worth of cashback tracked from these

Took advantage and listed new items and re-listed some more on ebay so have used up my 20 listings this month, ready to start again on Sunday No watchers yet but early days.

Be a no spend day today and have put some lamb, potatoes and veg in the slow cooker ready for dinner tonight

Baldybear

Good morning

Ended up being a spendy day, renewed my house insurance. Did a mystery shop over the phone, hopefully money tracked soon, so whilst I was at it checked online for best quotes. My renewal was £201, have managed to get it for £195 plus £60 cashback has tracked

Have a few watchers on ebay which is great and hopefully will list some more on Sunday

Baldybear

Good afternoon

Spendy weekend, £10 on beer and pressie for housewarming/birthday party then £15 on takeaway treat for me, OH and sis and family on the way home from said party. £15 spent in tesco yesterday on charcoal and bits of top up shopping but lots of charcoal at home now and a lovely BBQ with family in the sun yesterday afternoon

Have managed to rack up 15 NSD in May so pleased with that.

Managed to paint a load more fence so slowly getting there, beans, peas and tomatoes are growing well and hope to plant carrotts and spring onions shortly. Still a load of fencing still to be built and paint but garden slowly slowly taking shape.

Did lots at yard too, cleared most of the field of poo, how exciting, gave hossie a good groom and scrubbed out water trough.

Had small internal meeting at work today to go over a few bits which was ok apart from one small minor altercation with one of my colleagues but everyone knows he is a PITA! Good thing was everyone got a small pay rise, I got £500 a year so not a lot and only about £25 a month after deductions but better than nothing I suppose. Doesnt kick in till July so another payslip to go at the old rate first.

Few bids on ebay and quite a few watchers so things looking good there

Baldybear

Good morning, TFI Friday

£32 withdrawm from paypal from some of the ebay sales, some more still to be paid but that has been sent to my CC so another £160 left to find and then will be able to pay life insurance outright in August. As soon as £300 reached will put all extra to debt. There is more then required in Quidco waiting to be paid out so hopefully that all lands soon. Due some more survey money so adding up slowly.

Couple of spendy days as getting extra for cake making, its my Dad's 80th and doing afternoon tea and muggins here decided she would make the cakes! Have made a lot but need to do the rest tonight ready for tea tomorrow, just got to get a couple more ingredients

LAM2011

Good luck with the cake baking - sounds yummy!


How is your little mare doing? you been riding her?