The Travelling Fund; £10,000 in 10 months!!!

NinjaSavingKat

Haha! Umm I am a little bit to be honest but I intend on sitting for a while at home and constructing blogs that should keep you all amused until I am on the road... or something like that...hahaha!

killerpeaty

There's no point in being worried about it Kat. We all just want to know you're having a good time on your travels. For example, I'd be happy to see:

Today, I have been out. Met all the people and did all the things.

Woot!

:p

Sholly

NinjaSavingKat wrote: »

Sholly I do remember you - how could I not. Sorry for not posting directly too you - whats the plan in life for you at the moment? Did you buy the house by yourself or is there an OH in there somewhere..?

Hi NSK :j Yes I have an OH and a little one. We took out a loan to dothe house up (the interest charged was paid for by renting out our flat monthsearlier than we could’ve done otherwise) so once that’s done we’ll think of ournext plan – getting rid of the mortgage, buying another rental, taking sometime off and doing mini-NSK-inspired-travels (if only we didn’t haveschool-holiday restrictions!!) – there are too many options! The debt will begone in summer 2016 so we have plenty of time to plan and see where life takesus

NinjaSavingKat wrote: »

Thank you for saying you are in awe - sometimes I think it might not be enough or perhaps there have been so many other people before me that have done the same it might not be that fascinating

You've inspired far too many people for it to "not be enough"! :beer:

Sholly x

liltdiddylilt

NSK that was said with my tongue firmly in my cheek! As Peaty said, we are all just excited to see that you are off!! You could post a map with little cat pictures on it of all the places you are going to and I would be happy!

You've so far done 2 diaries on here, and multiple challenges that people come back for month after month. I think you're a good enough writer to keep us entertained just with what is going on in your head and life, without thinking of how to post it prettily enough!!

Sholly... Wow brilliant stuff on the rental and your future plans. Someone else who is inspiring. I can't afford to buy my own house these days, let alone a rental on top!

Debt_Free_Desires

Another long time lurker here.
I have followed your challenges & both diaries from the start & although I haven't posted they gave made a huge impact on the way I manage my finances, so I'm just de-lurking to say thank you so much and good luck with your travels.
I too would love to follow your blog if you wouldn't mind PM me too

Ps this is a fairly new user name after loosing my old account but remover challenge Nov 12 well

LoveaDove

Kat, I would also love to keep up with your travels! :cool:

nannygladys

Kat here's another one who would like to keep up with your travels, you have helped me more than you will know
Nannyg

x__Indigo_x

Mich81 wrote: »

Sorry to intrude, but tax is what I do for a living so I thought I could offer some assistance (and hopefully good news).

Basically, when you get your P45 - look at your Gross Pay, subtract £10,000 from that, and multiply what is left by 20% (I'm guessing from figures you've mentioned earlier in the thread that you're in the 20% bracket)

Whatever figure you get, is your tax liability for the year - so basically the difference between this, and the tax you've paid so far, is what you will get as a refund.

Another way of working it, is by saying if your final pay and P45 is dated September, then this is Month 6 of the Tax Year - therefore you still have £5k of your allowance unused as you only gain 1/12th of this each month.

£5k x 20% is £1000, so this is what you should get back :T

Hope that helps, been lurking in the thread recently and am both in awe of what you've saved and jealous of your upcoming travelling :rotfl:

:beer: thank you for this post i will come back to it when i finish work in 3 and a half weeks :beer:

liltdiddylilt

It is official.

Kat's last day in London was yesterday... so today she is on the first leg of her travels homeward bound to see mumsie and set up the blog!! Thinking of you Kat. Hope the journey is easy and doesn't stress or strain you too much!!!

xx

x__Indigo_x

liltdiddylilt wrote: »

Indigo where's your diary/blog so we can follow you on your travels too!!

NinjaSavingKat wrote: »

Yes Indigo do you have a blog set up?

I loveeeee blogs but would never consider writing one myself as number 1 my dyslexia means my spelling/grammar would be awful which silly trolls would taunt me for. number 2 I have no idea how to set up a site ha! I will be posting lots of pictures on insagram/twitter if anyone wishes to follow me that way! I dont have a 'diary' thread i just jumped on Kats - sorry!!!!:A-

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Kat PM me the blog link too please, as not only am I an avid blog reader i need to continue to follow your journey :beer:

GOOD LUCK and enjoy your time at home Kat!

I finish work 3 weeks on Friday - and it cant come soon enough. Its amazing that when you have made the decision to leave you start to see the real cracks in the place ... some odd snide comments have been chucked my way .... so i KNOW i have made the right choice to leave. x