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Oh come on! Stake through the heart. A little sunlight. It's like falling off a log"

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Like the 100 day challenge idea...think it has promise!

    Now need to think of what my challenge should be..

    Have a good day..
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Loving the 100 day challenge, quite fancy that myself...*toddles off to play with spreadsheets*
  • SO Freaking tired.


    but got paid (not much more than old job)


    however if I got debt free it would be fine.


    paid my spends card (union fees and new glasses - 3 yrs over due, 50 quid on clothes. v needed. have a boot ful for cs and petrol) was 467 :(


    it is going to be tight but doable.


    work is exhausting.


    isa = 2000 (text rebate)
    Aug = 800


    In few days the savings and what not will be paid off.


    Current debt = 3500.


    It is !!!!ing me off now!


    hope all is well with everyone.


    XX
    Nevertheless she persisted.
  • Hot bath and a long soak to wind down for the weekend. Keep going :) you are doing really well xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • off to pub. hopefully it will be a fairly cheap night.


    got a banging headache and backache is still in residence.


    but want to see my friend. catch you all tomorrow or later when drunk
    XX
    Nevertheless she persisted.
  • Sun_Addict
    Sun_Addict Posts: 24,356 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you had a good night out and are not too hungover today. How's the 100 day challenge going?
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict wrote: »
    Hope you had a good night out and are not too hungover today. How's the 100 day challenge going?





    The night out was excellent, a real laugh with a very good friend. I was ok when I woke up but as the day has progressed I have felt terrible - period pains and I guess a mild hangover. Been asleep for much of the afternoon. Mum and I went to my Nan and Grandad's grave this morning tho so have done something useful.


    Feel all over the show now. Fluey? Is that even a word?


    am toying with just paying off my debt with my savings.


    Pros - I would be debt free.

    Cons - no emergency cash, no new laptop, loss of interest, finish the year really skint.

    I think maybe slow and steady is the way forward. oddly tempting tho.


    God I feel rough.


    XX
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The way to look at is that you are debt neutral.
    Keep plodding!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes, keep on plodding. Hope you feel a bit better soon and well done for getting the sleep/rest
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou wrote: »
    The way to look at is that you are debt neutral.
    Keep plodding!


    Ah Beanie that is so true. I shall hang on to savings. hard won and since the CC is interest free silly to lose.


    I am just impatient. I sort of feel like I am rearranging chairs on the titanic. really not happy tonight.


    suppose am just feeling rough. Back to work tomorrow.


    XX
    Nevertheless she persisted.
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