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Oh come on! Stake through the heart. A little sunlight. It's like falling off a log"
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Your friends will understand hon. We all have days where we just can't face other people. Those who are real friends, understand.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Hey hon, hope you're doing ok but you are missed. I truly love the way you just call things as you see them.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Hello INOD XXX
Am doing ok, been working ALOT. Finished the Masters. Hopefully passed!
Savings and Debts
Virtual sealed pot £50(which I borrow out of in emergencies, more like a float really!)
car £300
pets £250
Christmas 322 (was 332 but spent 10 today on a present)
Clothes £110
August 1000 (for Laptop and fish tank)
ISA 2100
Debts -
Tesco's - 114 (will be paid at the end of the month)
B/card - 3300
Given that during October I spent 400 (Gps and puppies and fish!) at the vet and had half term I am ok with the fact the debt hasn't gone down as much as I would like.
Generally I have been down but trying. Mum is tired and a little tough tonight but has been ok, work is tough but manageable. Things are ticking a long
As ever state of the house is a problem and I am planning something a bit daft. But hopefully it should all come together.....honestXX
Nevertheless she persisted.0 -
Hi Buffy - I love it when you hatch a new plan! Looking forward to the big reveal. How's the 100 day challenge going? I've lost the way with mine
. Fingers crossed you've passed your Masters xx
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Glad to hear you got the masters out of the way. Well doneMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Congratulations on finishing the Masters... The sense of relief must be immense.
Hope you are having a relaxing dayAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
Tell us about the plan!!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yeah, stop teasing.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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I would roll about laughing if I could
XXX
my 100 day challenge was pretty much a failure apart from finishing the Masters.
It should feel like a relief but it hasn't sunk inat all, I still feel like I should be writing or reading.
Downton Abbey has just made me cry. Mind you all I have done this weekend is well up or cry at everything!
My plan is on hold as I have rather hurt my back (again) doing the fish tanks, had to lay down to try and straighten it? weird. and not a little scary.
It is really only a continuation of the usual but am starting an exercise programme tomorrow, back allowing. Only 15 minutes.
This week I am planning to empty a box each day...however, am visiting a friend tomorrow, working late the rest of the week, so we shall see......this is the problem, too busy to get ahead with anything.
Keeping it Simple is the key.
1. 15 minutes walking/exercise vid.
2. 15 minutes of decluttering each day
3. 1 hour of work each evening.
4. Bed before 11.30.
(may stuff that tonight, need to plan my teaching)
XX
Edited to add,
I weighed myself.
that was SUPER depressing.
well not really, hardly a surprise I have noticed for about a year I am getting what I call properly fat - muffin top and clothes too tight plus ginormous boobs bursting forth. So hey ho, now the Masters is over I can obsess about that instead!Nevertheless she persisted.0 -
I signed up for a one month gym membership last Monday. Did a 10 min induction on Thursday.....Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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