~*~OrangeFairy will be debt free in 2014...with a bit of hard work~*~

OrangeFairy

Morning all,

On the bus on my way to work. Looking forward to finishing at 2.30pm today and then I have to make 75 cakes for the school Fayre tomorrow!!!

Well last night I used hubby's £10 Amaz0n voucher towards a yankee candle purchase for my step mums birthday. So the candle cost me £4.95 which saves us money next month. I am not making the effort with them anymore. My Dad is just such a rubbish Dad. Out of his 4 kids with my mum I am the only one who sees him and I am constantly being upset and disappointed. My siblings are just happier not seeing him. My birthday was the last straw. I ALWAYS visit him, my stepmum and my half sisters on their birthdays and they rarely come to ours and then slag of my Nan for not visiting them! So my 30th arrived and not only did I go to a funeral I was then devastated to come home and find a card from my Dad had been popped in the letter box when he knew I was out. It wasn't a daughter or a 30th card and contained my normal £20. Now I wouldn't mind but the are a lot better off than us and I gave him £25 for his normal birthday a few weeks before mine! And they spend £400 on each of the twins! They also gave them £200 each if they pushed themselves to get a B in maths at GCSE last year! I think ill need to create an invoice for my 5 As and 3 Bs I got 14 years ago!!

Sorry for the rant. Just the fact he didnt even try to make the effort to see me was gutting.

So an impersonal £15 present is all I'm spending on any of them now!

Today will be a LSD I hope. Need some eggs and flour and that's it :-)

OF x

starnac

You are a better person than me. Personally I would spend £15 on them if that's the way they are. I know he's your dad but he doesn't sound worth it. Especially if your siblings are much happier not seeing him. You know you have tried to keep contact. If he's not interested then he's not worth it.

Sorry. This is just my opinion. I had a similar situation with my grandparents and I have washed my hands of them completely now after years of agonising. They know where I am if they ever want to see me or their great grandchildren!

OrangeFairy

Morning all,

Thanks Starnac. Part of me thinks I should just not bother and the other part of me clings to my childhood and how much my girls love him now. Though he doesn't ever make the effort to see us when we go round there he is so great with the kids and they used to have them overnight. I know they like it when we visit they just can't quite make the effort to do it the other way round. For the first time ever I sent his Father's Day card in the post and didnt get him anything this year. I thought it might make a statement whether he realised or not. I then saw my StepMum in town and she seemed a little embarrassed and though the kids were hugging her she seemed a bit over excited to see us and kept saying we should pop round and see them.....then added 'or actually we should come round to you' as if it suddenly clicked. So I will wait and see but I'm not running around anymore. It's sad as it is my stepmum who kept me seeing him as she got me a job with her when I was 16 (where I met hubby) and I spent time with her. I used to go round as a teenager to theirs and spend hours chatting with her and then pretty much leave as Dad came home from work! Families hey!

Well I wasn't MSE yesterday. I had to make 60-70 small cakes for DD1s stall at the summer Fayre and I didn't get any if the ingredients at the supermarket and buying them at the corner shop cost £10, plus another £5 on decorating bits for them. I need to get change out today so they have some money to spend. I'm thinking £5-7 each as most stands cost a £1 and we are there for 3 hours!

Other things-

Lunch from stores
Reconcile spends
Book holiday at work
Shopping list
List couple if eBay bits
Work hard
Housework!

OF x

OrangeFairy

Finished work for the weekend! Woohoo!

Used topc@shback for a Viking purchase at work today earning me £5...takes 12 weeks to payout though.

Off home for housework and a cup of tea in the garden before the school Fayre

Fingers crossed the spending is minimal!

OrangeFairy

Okay well spending wasn't minimal at the school fare. I stupidly gave the kids £7.50 each and they spent it all...HOWEVER we did win a family bowling ticket in the raffle which would normally cost ££26 so at least we got something out of it.

Then I spent £39.94 at m0untain warehouse online. DD1 has her weekend residential at a PGL centre on firday and there were bits she needed as it is going to be a very muddy and wet weekend!

For this money I got a rash vest, lightweight comfy trousers, 2 t-shirts, sunglasses and a hoody so not bad really.

Also I just made £30 on ebay so that has nearly covered it. :j

As money this month is tight my only goal is to have £32 left to bring my total to under £4.5k.

We have kids holidays, uniform, our fortnight away and then DD2s birthday to contend with over August and September but I plan for us to be under £4k by the time I get paid at the end of September.

Unfortunately it is unlikely that we will be debt free by the end of 2014. If we hadn't have had a weekend away in Bournemouth to watch Imagine Dragons, a weekend in cornwall and our weekend in Rome we would have been able to do it. BUT these were great weekends with my hubby and I am happy to sacrifice being debt free a few months later to have these weekends with him.

Depending on Xmas I reckon our realistic goal would be to be under £2.5k by the end of December. With hard work I think it will be gone by March.

Not sure what we are doing today. Hopefully something free. I am quite happy to mooch around the house but the weather looks nice enough for a bike ride or a walk!

Will see what hubby thinks..............................

Olivia-Louise_2

Hope you've had a nice day x

OrangeFairy

Thanks Olivia

I have had a lovely day so far. Lazy morning and then hubby had some coursework to do so I took the girls out for a bike ride along the estuary to stop for a cold drink at an inn that looks like a castle. So £4.95 on drinks was the total spend. Then a stop at my mums for an hour on the ride home.

We are now sitting in the garden after dinner at MILs before a walk with SiL and BIL while the kids stay with MIL

So all in all a good day

MrsSmith2013

Hi OF,

Just thought I would pop in and catch up with your diary! I'm sure you will get the debt busted, and if you have gone a few months over your original target, well thats life! As you said, you've had your lovely weekends away and you can't put a price on that, plus we all need a treat now and again, right?!

Plus March isn't too far off, thats still within a year, which is 9 months, which is not long!

Glad to hear your having a good weekend, and I hope you managed to get some more ebaying done!

Mrs S x

crunch_time

I agree. It is good to have some treats along the way and they sound like great treats not a new laptop hear and computer games there.


As long as the debt keeps going down and not up that is the main thing.


Keep it up
Crunchyxx

OrangeFairy

Hi all,

Thanks Mrs S and Crunchy, I do feel living a little while debt busting is keeping me sane and strangely a little more focused!

Little low on the money situation at the mo which I was a bit down about last night. BUT when I work out that we paid £500 off hubby's card, £225 off next, bought hubby glasses, school photos, cubs trip, and stuff for DDs residential I don't think we haven't done too bad at all!

Today I am working until 2.30 then getting the kids from school and then DD1 down to the nurses. She saw a doctor on Monday for an exhaust burn on her knee. In light of her going on a residential on Friday the doctor wanted the nurse to see it to check it was still healing nicely. Fingers crossed!

Got DD1s SATS results yesterday and she got two 4s and a 5. Which is great seeing as she struggles to reach average at times. Then we watched her choir performance which was lovely and DD2 finished all her times tables. So a proud Mummy Day

Today I will....

Work hard
Check banking
Sort birthday budget
Housework
Work our what money hubby needs
Pack for DDs residential and find letter to see what time to drop her off Friday morning!

I hope everyone is well x

OF x