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Trying to get on track
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Thanks for dropping in. We head tomorrow at 5.30. Fly to heathrow, hang about for for five hours then a 14 hour flight with one 50 min stop. At the risk of over sharing, I hope we get off the plain as I don't like using those toilets. Will prob be the scruffiest traveller as I'm putting comfort ahead of all else. Today I paid 20.12 off the mortgage courtesy of Tt, a £5 voucher in m&s and a £6 lottery win. While I haven't updated my sig, I know now that there has been just over £10k reduction since the start of the year. Yay. Next goal is 10%. I just need to remember that while in Tokyo. Anyhow, gotta try for the available 2 hours sleep before the alarm. Fingers crossed I will sleep through the flight. Hope things go well for everyone.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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On a 14 hour flight I wouldn't be worrying about sartorial elegance either! Have a good journey.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
INOD, your mortgage payment method of paying off small amounts as well as larger has inspired me and I'm now collecting savings I've made on my weekly cash budget in a Milner jar. Eight pounds this week to transfer over once I get paid. Thank you!!With family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20220 -
Safe travels xMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
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Hope you have a fantastic holiday INOD - catch up when you're back and thanks for your support
x Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Hi INOD, are you still on holiday? Thought I'd pop by to say :hello:. Hopefully you are well rested and not too over-spent!
I do a similar journey once a year or so (not allowed off the plane) and it's a heck of a haul. Worth it once you get there though! Hope you managed ok without using the toilets
0% card was £1126.91 / Now £1502.37
AFD March 2/15 NSD March 2/11 :T
Other debts paid since 1/1/14: £17,0050 -
I'm back. Got home late Sunday evening, ended up in work Monday and have been fighting fires since. Haven't even checked bank accounts as my head is permanently pickled due to lack of sleep. I'm weakening at approx 3 every morning. Need to get !!! into gear but have been reading diaries in the meantime. Hope everyone's doing well.
Today I am grateful for a good holiday
Returning to find my house intact (dd was here!)
Lovely MSE peopleMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Glad you had a good holiday I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I've just caught up on your diary from way back in July. What a busy woman. Hope your holiday was amazing and your handbag you got a few weeks ago was awesome
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Welcome back!:)😄OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0
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