📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Trying to get on track

1…5253555758…193

Comments

  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    I'm so pleased for you INOD. You so deserve some good news and this is brilliant. I know I don't know you really but feel extremely happy on your behalf regardless lol. Onwards and 'downwards' then :) sorry for short reply but I'm on my phone as house sitting! X
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Excellent news and weight lifted in more ways than one :D :T

    What a fabulous bonus to the mortgage OPs too. Hope you're beginning to feel it snowballing or speeding up a bit too - am noticing it even though I'm not quite at 5% yet and will likely get to 7% in December.

    We all need a little push, shove or helping hand in some area of life at some point and it's great that amongst us all, our pooled strengths are a resource to be proud of and keep us going. :)

    A fine end to your week and here's to a good new one too :beer:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • satchmo1
    satchmo1 Posts: 3,232 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wrote a long post congratulating you on weight lifted and then lost it, grr.


    Anyway, congratulations on the weight lifting in so many areas, and yes you're allowed a momentary gloat ;0)


    Yay to the sweetener reduction leading to lbs reduction. I'd suggest shaking the one spoon so that it's smaller and smaller each time. Has OH lost any lbs? Men's metabolism allows them to lose more quickly at first, which seems so unfair.
    What would you get if all you got was what you were thankful for?
  • millionaire_in_training
    millionaire_in_training Posts: 5,818 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That post fair cheered me up. I love seeing folks I talk to on here doing well and having good things happen. The support on this site is awesome and pushes us all along. Well done on all counts xx and wahey aint karma a b i t c h :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • in_need_of_direction
    in_need_of_direction Posts: 7,742 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Today OH treated me to "the look". All I did was mention that if we totally cleared out all money pots, we could probably get the mortgage to break the £100k barrier. Still not sure what I did wrong ;)
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Lol - I know 'that' look. I can't see anything wrong with what you said either ;) x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    It seems like a good idea to me too. My DH is obsessed with his savings but I think its because he had a tough time when he was a single parent.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    INOD that post has REALLY cheered me up. You had been sounding really quite down between the various issues. Now the worrisome holiday is behind you (and sounded mainly fun ;) ), the Ex is properly in the past where he belongs, the health is going in the right direction, and the work is back under control. :j:j. And wow to the mortgage overpayments.

    As someone else said, onwards and downwards :p. Goodbye excess £ and lbs.
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    what she said!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...... and echoing everybody above!:j
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture