Trying to get on track

Ali-OK

Another saddo on the mortgage figures front then :rotfl:

You're storming ahead...I'll have to think of a cunning plan to close up the gap Mostly made up of once the debt is paid off, splitting surplus between saving and extra OPs.

I'm on a fixed deal until end of 2017, so I've got a target figure of £90k to reach by then. I think 7% used to be the average interest rate, but that was doable on my first house at £37k. It is scary on a 6 figure one though, I agree! :eek: Even more incentive to knock the numbers down quicker.

in_need_of_direction

Total saddo me where the mortgage is concerned. If you're depressed about the size of your mortgage versus the original. My first one was £38k and was for the same house I still live in. That's the price of marital breakdown, spending and a house built in 1916 that needs constant attention. Today, by virtue of my friend funding our lunch, I had another NSD. Unfortunately, I also had dessert but no other naughtiness. Got our usual handyman round this evening. I'd thought I needed a new bath due to broken taps and inconvenient flooring. He reckons that the current one can be salvaged so some money to be saved there. He's also gonna give a price for work needed at the side of the house so fingers crossed that'll come in on budget. Thanks everyone for popping in. I really appreciate it.

in_need_of_direction

whoop whoop diddley whoop whoop whoop this month's mortgage payment went in today and i've hit the 5% mark. really now want to clear 10% by christmas which would mean at least an extra monthly payment. wonder if i'll mention this to OH!

Seasidegal58

Congrats on hitting the 5 per cent mark! You must be feeling so pleased. Perhaps just go with the extra payment and see if OH notices!

Greying_Pilgrim

Hey INOD - loving all the positivity on here - on a number of fronts. Glad you're back in one piece from your sojourn

Oh, and ta everso for also reminding me that I've not submitted my meter readings either, due to not having the pooter. You're a good 'un INOD

Greying

millionaire_in_training

well done on mortgage reduction. That's a great result x

in_need_of_direction

Well, an odd sort of day. Friend picked up US purchases and paid for those. Question is to I use this to op the mortgage and gamble that there are enough funds to pay next month's credit card or do I lodge it to my account? Issue with ex that arose mid march lifted its ugly head today. The third party suggested that if I spoke to him directly, it may expedite matters. At least I got a laugh at that! Got various bits and bobs done around the house along with a tiny bit of client work. So, today I'm grateful for
Friends on here
Greying's return
Breaking the 5% barrier
Getting rid of some rubbish
Having the willpower to gift some jam donuts thereby removing temptation.

satchmo1

in_need_of_direction wrote: »

Having the willpower to gift some jam donuts thereby removing temptation.

WELL DONE, that's marvellously strong-willed of you :j:T:A

in_need_of_direction

I know esp since they totally ooze jam to the point where they are one of your five a day!

Seasidegal58

Oh yummy! How ever did you menage to do that!