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Trying to get on track

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  • We'll, in true government fashion, I am redesignating today as an "invest to save" initiative.
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Tend to the part of the garden you can reach

    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Those days are definitely the best ones! How much will you be saving with today's investments?
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
  • Not quite worked the maths out yet ;)
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Tend to the part of the garden you can reach

    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Ok confession time. Yesterday's foray to m&s left me £122 poorer and it was only on food. £12 approx was on bits and pieces for my mum. These were delivered today. I also got 2 bottles of wine from the dine in meals. These go to one side either for next big BBQ or to be gifted. Some items have already made it to freezer. Others have been eaten and were scrummy. To balance, today was an NSD. I still need a sit down with a calculator to see how things stand. Just haven't gotten around to it.

    Today I attempted to replicate the potato and goats cheese loaf from my cookery class. It tasted ok but I need a differently shaped loaf tin. It did use up some fridge stuff so that was good. Dropped a book down to my sis so one down, 9999 to go. I also managed to plant out some mixed salad seeds so fingers crossed for these.

    Today I am grateful for gaps in the rain that allowed me to start tidying the garden
    Getting some bulbs, plants into the ground
    Playing with the dog
    Other half being lovely
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Tend to the part of the garden you can reach

    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Ah, that old chestnut, food. We'd all be better off if we didn't have to buy it wouldn't we!? But at least you've got some bits for gifts/bbq etc already so don't have to worry about finding that at a later date.

    Have a good week hon x
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • And you sassy. Isn't it scary that we are nearly a third of the way thru 2014. Right. I'm in serious asskicking mode so up and at em!
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Tend to the part of the garden you can reach

    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • I used to think nothing of spending £122.00 in M&S, that is how far we have come!! Serious asskicking mode sounds energetic and positive, go get em gel!
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
  • Thanks RBR, I know exactly what you mean. Does this mean that MSE is becoming embedded in my DNA? Probably in a similar fashion to msg, I love Chinese takeaways!
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Tend to the part of the garden you can reach

    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • 3.5 months of exposure to a continual diet of undiluted MSE is bound to have affected our DNA. I am off to tilly tidy, I get quite frustrated if there are no pennies to move :rotfl:
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
  • It's definitely in our DNA now and that of our families I'm sure. I just went shopping with Littley and was informed that buying 2 packs of cheese as they were on offer would be "false comonomy" as we won't use it all and it will just go in the bin. Beamed my way round the shop I was so proud!!
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
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