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Trying to get on track
Comments
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year end - yeuck!!
just managed to update the goals for 2014 thread today. yay, i hit my first quarter mortgage op target plus a bit more. Q2 underway with a TT of £8.11
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
Great news about hitting your Q1 targets !!!!!! How long does year end last? x."I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
Project Peacock - 2/33 - 1lb/7lb target.
£6.00 a day challenge £118.77/£170
Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
Emergency Savings 550.00/£10000 -
Until we get caught up on all the stuff that should be done. I'm just saying, roll on the Easter break!June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
Top news on hitting Q1 target, sure you'll be smashing Q2's too!
x CC1: 10273.70/6892.56. CC2: 1000/832
Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.0 -
Ho hum. It's Friday. Yay! Have a busy day today but am meeting a friend for lunch and this may involve either chips or a baked spud. We are creatures of habit. Not good for the weightloss but I truly believe life is improved when potatoes are added.June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
in_need_of_direction wrote: »Ho hum. It's Friday. Yay! Have a busy day today but am meeting a friend for lunch and this may involve either chips or a baked spud. We are creatures of habit. Not good for the weightloss but I truly believe life is improved when potatoes are added.
Have the baked potato.
I absolutely love chips, but the baked potato is slightly healthier than the chips.
Best thing about WW is you can still have the things you enjoy.
I ate cake and ice cream the entire way through my weight loss last summer and lost every week (bar one STS)
Have a good day
Debts (as of 28/10/15)
Mum: Start £3426.00 Now £2655.00 22.5% Car (on finance): Start 13823.60 Now £8728.59 36.85%
Current Debt Free Day: 12/1/2019
Goals:
£2000 emergency fund £800/£2000 40%
£5000 House Deposit £62.09/£5000 1.24%
Car Finance Settlement Fee As of 28/10/15 £0.00/£7152.18 0%0 -
Help, despite my best efforts, black dog is in residence. I'm totally resentful of the world, my family, etc. I can't stop crying and am wondering why, at my age, I still don't cope with things like a grown up. Worst bit is that there's nothing particularly bad to be dealt with. Also looking at the things and conditions that other people have to work through here makes me feel even more inadequate. Sorry but just really needed to offloadJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
Offload, all you want, we all do on our diaries!! I have been following your diary all along and personally I think that you have had an enormous amount to cope with, and you are still carrying a lot of unresolved heavy baggage from your past, which is very difficult to deal with. You are far too hard on yourself.
You also come across as a very professional, capable, accomplished, sassy business woman, so I am sure that you are not able to admit your true feelings to many in real life and you probably have to put on a front a lot of the time, which is extremely wearing.
I read a book that really helped me by Tim Cantopher, called "Stress Related Illness, Advice for people who give too much" and I found that really helped me, along with EFT therapy, from a friend, which released a lot of things that I was holding on to.
I think it is a very painful process working through our past, but it does get much easier. Also your depression may have nothing to do with your thinking, but be medically related to a whole host of things, even certain tablets that you are taking.
I would review everything, but keep telling myself that this is my time, and I am worth it xxxxxx."I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
Project Peacock - 2/33 - 1lb/7lb target.
£6.00 a day challenge £118.77/£170
Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
Emergency Savings 550.00/£10000 -
RainbowBridgeReturns wrote: »Offload, all you want, we all do on our diaries!!
I agree, RBR and would add; isn't that partly what our diaries are for??RainbowBridgeReturns wrote: »You are far too hard on yourself.
Seconded.RainbowBridgeReturns wrote: »You also come across as a very professional, capable, accomplished, sassy business woman, so I am sure that you are not able to admit your true feelings to many in real life and you probably have to put on a front a lot of the time, which is extremely wearing.
Absolutely. On both counts. Well said RainbowBridgeReturns :T
I've no 'wand to wave' INOD, to make it all better. Although, frankly, if I had, i'd give that blackdog a sharp thwack between the ears a tell it to SHOO! But I know it ain't that simple
How did lunch go yesterday? What did you choose in the end?
GreyingGC November 2026 £46.10/£143.00 (MrT £16.23/£58, MrS £20/£60, cash £9.87/£22)
"Low-Vember", credit: @Blackcats
Non-food spend November 2026 £13.34/£80
Bulk Fund 2026 Month 11/12 - £0/£20.40 (reducing balance - start £120)0 -
Thanks you two. Will reply when I've composed myself.June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0
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