NSK; "The Janus Illusion".

Billie-jo

No spend days - 17/20 Think I added them wrong the other day.
Petrol budget £120 - £93.98/£120

Beauty spends £10 - £0.00/£10 Not used so money bankedNo pub for 31 days - 29/31


Shopping tomorrow so wont get a NSD in, nor sure about Friday yet.

CrazyCatLady1_3

Hello all,


Not being on for a while and have only read past couple of pages, I'm now on SFD 21, and have still some money left in purse, looking forward to Febs challenge, Good news I have now paid over 10k towards my debt - bad news ive got 6 more years till my DFD


21/20 SFDs
£75/£100 Food budget
£10/£10 Birthday
£3/£3 Foodbank


Massive Congratulations to PHOENIX on being Debt Free

TiptoesDB

So inspiring PheoniX – thank you – but also gutting like you say, if we won the amount of money we are paying off we would be over the moon! I’ll raise my glass to you – well done!

Crazy_Lady how on earth have you still got xmas tree choccies left?! How strong is your willpower? – mine are all eaten before xmas!

Yeay to Feb’s challenge – really exciting stuff, going to have a think about my plans and totals for the month.

NSD here and we've done well on the challenge but not come out with the amount I had hoped to be paying off this month due to various things needing booking and paying for for later in the year and a few things we needed getting bought (new winter coat and computer screen) but I will just have to claw it back next month…

Hope all is ok MrsGSR and see you in March..

1. SFD 19/20
2. Food budget £194.86/£180
3. Brand downshift 6/5
4. Lunch to work 18/19
5. Arranged outings 1/2
6. Exercise 10/25

LoveaDove

:j:j:j Pheonix - CONGRATULATIONS!!! :j:j:j

:T:T_party__party__party_:T:T

Absolutely Super News!! What a hefty sum to have shifted, albeit not incredibly enjoyable, but a HUUUUUGE weight off of your shoulders! Well done you! It does seem to take time for your finances to settle and start moving in the other direction, but it's worth it! Go and get your Debt Free Roll of Honour Badge!!

Righto, been very busy with work then had the pleasure of tinterweb issues, but I am baaack and excited to see Kat's new zombie-licious challenge, as usual I have signed up without reading The Rules, so that will be my next pit-stop.

Had a SD yesterday, just purchasing fuel, and nabbed my 20th SFD today! Huzzah!

SFD's = 20/20 :j

I got paid yesterday so have been moving monies about into various pots and adding stickers to my little 100 Square Savings sticker chart- this used to be a debt repayment sticker chart. The system seems to work well for me so I have kept it in place.

Right better get reading the new rules...

stewby

Spend-free day number 19 today. We need to go shopping tomorrow so my 20th spend-free day will beon the 31st of the month.

Cutting it very very very fine.
:eek:

February looks good. Will need to figure out my budgets a bit before reducing by £20. Just cause I have saving pots to add in to before seeing how much money we have left.


Hope everyone is having a good day.
Hugs.

splodgethefirst

Congratulations, PhoeniX I look forward to sharing that later this year.

have had a very naughty (but delicious) evening meal of cheat risotto and profiteroles ahead of my scary observation tomorrow. had it looked at by a couple of people so fingers crossed it's outstanding ...

B17c

Update after Morrisons shop:

Food budget: £76.72/£100

traveller

Hi all!

Well done Phoenix :T

Mrs GSR -You will be missed Good luck with everything and see you very soon.

Well I have had a spend day today. My shopping is due saturday from 4sda. I saw some reduced bread and rice at cheaper prices so bought those and went in and amended my order when I got home :T

Well I had a lovely surprise when I opened my pay packet:T I got 230.00 extra So next month should be better news as I would have done the whole moth full time. Well that means I can pay my active credit card off in full without too much discomfort this month (although due in feb, but it's this months spending iyswim).

I've been power walking to the station each day this week so far and do some star jumps in the morning.

Well I'm signing off now as knackered, but good luck everyone and keep going :T

NinjaSavingKat

Pheonix - what's the plan for the beginning of February onwards. You are starting a new challenge debt free?? What is your ultimate goal now...?

Superdopsa

Congratulations to Phoenix on clearing your debt! You must be very pleased.


A spendy day for me today, as predicted.


38p on mushrooms, £1 teaboat, £3 lotto syndicate, £10 haircut. Fingers crossed that's me done with spending until February.


Went out for a run again this morning so pleased with that, and packed lunch to work again.


Oh and I found 1p on the way home from work! I wasn't going to bend down and pick it up but I did - so I must remember to take it out of my coat pocket and put it in my change pot.


Nothing else to report from me.


Have a good Thursday everyone!