NSK; "The Janus Illusion".

TiptoesDB

Happy Tuesday everyone!

Ooo, its getting close to the end of the month – finally!! SFD here again so might just squeak in with 20! Set off to pick DH up at the station and go to the gym but just still felt so rotten that we turned around and came home again. I just can’t shake this monster cold. It’s been over a month now with two colds in a row… moan moan sorry!

Very excited to see Feb’s challenge – this is my fave bit of the month, heading towards a debt payment and preparing for the next month’s frugal fun!
1. SFD 18/20
2. Food budget £194.86/£180
3. Brand downshift 6/5
4. Lunch to work 17/19
5. Arranged outings 1/2
6. Exercise 10/25
7. Beauty spends 0/£10

shyspender

SD today. Popped to Lidl's. Went over my food budget but a lot of what I got is actually for February, but I'm still counting it in January.

Not going to make my SFD target. I think I have an infection so am going to go and get some cranberry juice tomorrow and got the doctor's on Thursday, which means probably a prescription too.

But, nothing I can do about that, needs must.

Counting the days until the end of the month and the new February Challenge.

missyv30

Evening,
Not much to report have had another SFD yesterday and today and will get another 3 in before the end so didn't do as bad as I thought I would have done on SFD only because I have no money left to spend but enough food and lunches and kids covered till Friday off to bed now night night

Superdopsa

Evening all. Nothing much to report. SFD number 16 today whoop whoop!


Walked to work. Packed lunch as usual.


Tomorrow will be a spendy day as having my hair cut, so will have a look to see if I need any food, or whether I can manage until the weekend.


Looking forward to seeing what challenge NSK has for us for February.


Have a good Wednesday everyone!

PheoniX

Hi everyone :wave:

Finished work late tonight and last night so just a quick check in to say hello and to update my new signature! Yes Kat, yesterday was my DFD! I was too tired to do anything nice Tiptoes apart from go sleep and bagsie another SFD Thankyou all for your kind words :A

So, even though my DFD has been achieved, I'm still not out of the woods yet. Ive managed to put a little bit aside for savings and the car/xmas fund after clearing the overdraft/ allowing for direct debits etc but I still have quite a tight budget to adhere to in February. This is partially because I have booked dental check up and hygienist appointments as part of my January health MOT and there may also be a trip home to see family which will cost about £70 in fuel..

March will also be tight due to the cost of fees involved with applying for a lower interest mortgage, and the following month I will have house related expenses/ wills etc to sort so I am looking at being able to save properly come May time..

I too am looking forward to Frugal February so sign me up now Kat! :j

Hope you are all keeping well, Im off to push out some zeds now and will check in tomorrow..

nighty night all :wave:

RainbowBridgeReturns

Well done PheoniX on your debt free status!!

I have had a funny month, I started really strong and enthusiastic, for the first couple of weeks, got fed up and did nothing in week three and then gave myself a real talking to.

I am bored with not achieving my objectives and I want 2014 to be different, so for the last 7 days I have spent nothing, exercised every day and earned myself an extra £150.00 !!! which means that if I abstain from alcohol until Saturday, and exercise for an hour a day until the end of the month I will have achieved all my goals for this month.

FIRST TIME EVER! Must keep focussed, cockiness will earn me a trip before the finish line xx. (would be nice though if the trip was from one of the competitions that I have entered and not one that ends up in a broken nose!)

mooomin

SFD 14/20
Food £155.59/£200
Downshift 3/5
Lunch to work 11/11
Outings 2/4
Exercise 17/15 :j
Petrol £50/£50
Food bank £0
Beauty spends 0/£10

Another SFD yesterday - I got moisturiser but used my Boots points so it was FREE

Today is day 11 of taking my lunch to work, so I've achieved that target at least. I should get to Friday with 15 SFDs. I need to take the car to the garage today, so please think cheap thoughts

clippy_girl

congrats on becoming debt free phoenix :T:j:T:j

i have been like you rainbow and was great for two weeks then fell of the wagon. unfortunately i had not given myself a talking to so put back on nearly 4lbs of the 5.6lbs i lost :mad: and have wasted sfd and frittered spending money at the work shop on junk food

back on the wagon today

in good news i will have £600 to send to dad on friday :j that is £100 more than i anticipated :T

NinjaSavingKat

Ummm so we haven't gone for a "Fit February" but is has more to do with frugality without the matchy words.. I should probably do that again but the take your lunch to work thread names kinda make me cringe... but since it's a short monthI thought best to return to an old favorite. Zombies. Haha!

shyspender

NinjaSavingKat wrote: »

Ummm so we haven't gone for a "Fit February" but is has more to do with frugality without the matchy words.. I should probably do that again but the take your lunch to work thread names kinda make me cringe... but since it's a short monthI thought best to return to an old favorite. Zombies. Haha!

What is it? What is it? What is it?

I'm excited!!!!! I've got the day off so can get ahead for once instead of catching up.

Tell us Kat Pretty Pretty Please??????