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365 days adrift .... land ahoy!
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rising_from_the_ashes wrote: »mmmmm still looking a bit 'iffy' out - hopefully I'll get a decent walk with Maisie later on
Just realised I'm DF again :j as I paid off the remaining car loan (only really taken to get the discount off the car as it was a big chunk :money:) and with the PPI claim the OD has gone too!
Whoop, Whoop!
Wonder if I can manage to stay here this time
Maybe I should 'declare' on the DF thread .... never done that before - maybe it would make me stick to it! :cool:
Congratulations, You are Debt Free
I would post it on the other thread, so you can keep looking back on it.As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
Get on the DF thread & get another Badger badgeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
OK .... will do & hopefully it'll make me stick to it this time!
Walkies ...... we were very lucky as it was raining but figured it wasn't going to get any better, got there & it was just spitting (but windy) - had a lovely (but chilly - it's only 2 deg out!) walk along the beach and back taking shelter in the dunes ...... we've placed with 'hedgehog' and Maisie has now crashed out on my feet
I've also found a shortcut to one of our favourite walking places
We tend to go once a month as, at a 24 mile round trip, it wasn't really justifiable to go more often - when we have beautiful beaches much closer
Anyway, found this wee road & thought I'd chance it .... it's a piddly single track road with passing places :eek: BUT it shaves off 4 miles .... each way! :j
A 16 mile round trip is much more realistic - especially when our 'normal' Sunday walk place is a 12 mile round trip .... can now think about alternating them weekly!
Glad we're back & don't need to go out again!
Dug a chicken breast out the freezer for dinner as determined to make inroads into this! (Beanielou - how's your freezer eating going!) and just going to stick some soup on for lunch.Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Whoop Whoop - like my nice new shiny badge
I will have to work really hard to keep it!
Not a lot to report today - still really windy out (it actually seemed worse last night than on Fri / Sat for some reason - hardly slept a wink!:()
Can't say morning walkies were much fun, it really was a quick one around the park - but it was a bit better tonight and made it up to the next village through the (very) muddy farmers field ..... she loved it! :eek:
She's been dried off & I can still see mud on her *sigh*
Hope everyone's safe .......Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Woohoo for your DF badge :j and yes good plan because now you will keep it shiny!
I want one toohoping to get it by the end of the year.
I want a PPI one as well, though I did mine before the main campaign - is there a log thread for that too?
RB xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Thank you Rosa
positive you'll get yours soon too!
I'm sure the PPI thread was this one https://forums.moneysavingexpert.com/discussion/524031Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
rising_from_the_ashes wrote: »Thank you Rosa
positive you'll get yours soon too!
I'm sure the PPI thread was this one https://forums.moneysavingexpert.com/discussion/524031
Thanks Rising, I've just dug out my paperwork and posted
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Blimey, you got your badge quick :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It's all brand new & sparkly!
Snow's just started :eek:
Discovered my new car has traction control yesterday (don't ask) which I'm thinking may come in handy tomorrow!
So glad I've got the winter tyres onworth their weight in gold - on an auto & rural roads :T
The detour road is errrrr not great tbh - it's a wee country lane, certainly not designed for the amount of traffic it's gettingthe sides are totally wreaked already & there's huge chunks ploughed up where people have obviously touched the verge and skidded as it's so muddy! (*cough* *cough* did I mention traction control was handy:rotfl:)
Hope it's not too bad in the morning though!
My boss lives a couple of streets away and I've been known to scrounge a lift (her hubby drives) if it's really bad - but she's on hols!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Blimey take care.
Forecast for tomorrow is direI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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