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365 days adrift .... land ahoy!

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  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    edited 16 May 2014 at 8:52AM
    Good to see you back on the boards Rising. x

    I too disappear and come back - I definitely find I can focus better by coming on even if its not to report anything particularly MSE.

    Hugs to Maisie - good to hear she will be able to eat for the foreseeable future even if you have to resort to beans on toast :)
  • Well done you :j :j

    Thanks ...I'm actually a bit :o by how good it felt :) and what a sense of achievement I felt - shows how long it's been ! :eek:
    LAM2011 wrote: »
    I too disappear and come back - I definitely find I can focus better by coming on even if its not to report anything particularly MSE.

    Hugs to Maisie - good to hear she will be able to eat for the foreseeable future even if you have to resort to beans on toast :)

    I so know i should keep posting but sometimes ... *sigh* I really must do better this time!

    Haha - beans on toast, yup it might come to that!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • So first week(ish) back 'on the wagon' so to speak and ..... not too bad - not fantastic but def better than I have been lately

    Really need to try to get food spending under control as that's a big area of spending (a lot of it is dietary so hard to reduce)

    So - have inventoried the freezer again and will try to use some bits & pieces up!

    Spent £33 at Mr T today - had a £6 off £40 spend & I'd noticed the other day Archie's pouches are on offer so added another 3 boxes with part of it :) so £10 off his budget & only £23 off mine!

    Took Maisie for a lovely walk down by the river in that town - saved fuel from having to go out again later :money:

    It's a lovely walk but a bit PITA as she has to go on lead a fair bit as parts of the canal are walled & she'd be straight in if she saw the ducks without a thought to how to get out again :eek:

    Saw a couple of swans with 6 cygnets :D so that was lovely

    Not quite sure where the day has disappeared to really :eek: :o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Ohhhhhhh dear ........ hello :o


    I've done a Mooo and not been posting as I've not been good! (hope you don't mind Mooo!)

    Pretty much everything is way overspent and really need to get back on track ..... as I've been very, very (very) naughty ......

    Confession time ........ :o

    I've bought a new car

    *runs away quick to avoid barrage of tomatoes / eggs being thrown ... lots of sighs and shaking of heads ....*

    (will pop back later to face the music)


    In the age old 'in my defense' rationalisation that is so often used by many ... there was a good reason for it!

    AND should save money long term :)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Good to hear from you - hope you and Maisie ok.

    What car did you get? :D
  • beanielou
    beanielou Posts: 95,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I get a new one next month!!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    edited 28 July 2014 at 6:51AM
    Feel better now:)

    I looked at a 2nd hand Fiesta (year old) so 2 years warranty left, needed taxed (£140) and breakdown cover (£40ish?)- they didn't offer any incentives, didn't knock a penny off the screen price & offered below min trade in value for mine*

    Compared to a new I20 - 5 years warranty, 5 years breakdown cover , 1 years tax, substantial chunk off list price, huge amount more for mine & discount for taking out the finance (which I can pay off after 3 months ;) without penalty) AND they threw in 3 years free servicing (which was one of the reasons I wanted to change my old one as the servicing costs seem to have shot up) ... then there really was no big contest in the end

    *don't know if they thought silly female won't know how much hers is worth, what a good deal is etc but certainly wasn't impressed

    It would've had to be substantially cheaper than the I20 to make up for lack of warranty, breakdown cover, free servicing etc ...... and it wasn't!

    Shame as it was a really nice car - but had my :money: head on!

    Old car needed £500 spent (service & brakes) and would've needed new tyres very soon & add in mot / tax etc next year it came to around £1k in total - you never get that money back & its a fair chunk towards the new one

    Also Maisie will go in the boot (having seats flat is OK but def downsides) - will update re her & cats later!


    What are you getting Beanie?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've done a Mooo and not been posting as I've not been good! (hope you don't mind Mooo!)

    :rotfl::rotfl::rotfl:

    Guilty as charged :D

    Lovely to "see" you and hope the new car is treating you well. Does he/she have a name yet?
  • beanielou
    beanielou Posts: 95,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another i.q.
    they are stopping making them~~:cry:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin wrote: »
    :rotfl::rotfl::rotfl:

    Guilty as charged :D

    Lovely to "see" you and hope the new car is treating you well. Does he/she have a name yet?

    Really must try harder & stop not posting when I'm not being good :o

    Get new car on Thurs (have 1/2 tank of fuel to ue by then :o) Maisie's going to the beach every night this week! :rotfl:

    Thinking on names - she's def bigger than Dinky but def not as big as Beast (yup I did have one - he had a great big engine, was black & scared the **** out of me if I'm honest :o)
    beanielou wrote: »
    Another i.q.
    they are stopping making them~~:cry:

    Oh no :(I see loads of them around so quite surprised - at least yours will last you a wee while :)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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