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Goals for 2014
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Wow well done NYD - you're doing so well!
Well done on prioritising paying your bills Dolly Rocker - is there anyway you can make any of those events any cheaper?
I always seem to agree to things and then realise I don't have the money to do all of them0 -
To be honest I think I might be able to cancel one night altogether.
Its gonna be tight this month.
Sold some ebay stuff so when that money comes through that will give me a bit extra.
Just cant wait to have a little bit extra each month.
On a happier note tho I cleared 1 of my credit cards this month!!!
Yayyyyyyyyyyy 2 more to go.
Dxxx0 -
Dolly Rocker that is amazing!! If you do have to cancel - just think of how you have paid off that card. Well done you.
It will all be worth it when all your money is your own again. I know how hard it can be though when you feel like you can't do things.
Fingers crossed the ebay money comes through soon for you.0 -
I know so chuffed.
First week of the diet has went good too lost 2lbs.
Yayyyyyyyyyyyyyyy
Dxxx0 -
Woooo! You're doing fab by the sounds of it0
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So, I'm very late updating this month....
1) Pay off all my debt Now sub 4K, could be a bit lower but have been a bit lax with eating out and takeaways
2) Save £8000 towards a house deposit Now £1850 saved
3) Exercise twice a week going well. I found a fantastic fitness app called Zombies, Run! and I'm addicted so getting out running most mornings now.
4) Tone up my tummy (don't need to lose weight as such but everything's a bit less firm than it used to be and I'd like to change this) Okay so I weighed myself and had to admit that I had put on weight and that I need to start paying a bit more attention to what I eat as well (damm you middle age).
5) Pass the next module on my course halfway through writing assignment, I will finish and submit this weekend as Mr working so can have a study day
6) Make more of an effort to socialise event and pub with a bunch of friends at the weekend and had other friends over to stay at the end of May
7) Have a holiday no further forward
MFW 2024 £0/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £99,801.75 FP May 36 Emergency Fund £17,500 100% Added to ISA 24 £0 Save 12k in 24 #31 £0/20,000 Debt Free 31.07.140 -
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I'm on last day of a very spendy holiday. Hope to update on Sunday if I have things figured out by then.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 8lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 50% through my pb challenge.0
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1. Pay Loans x 3 (£8342) - now £1421 - - paid £6921 so far in 2014 (83%). 2 loans gone, 1 loan to go.
2.Pay & close x 4 CCs (£5764) - now £0- All 4 cards closed!!!!
3. Read 6 books - First book complete (Philomena). Second book complete. The human mind by Robert Winston. Started 3rd book.
4. Complete photo albums x4 - Album 1 complete :T.
5.Exercise at least twice a week for 45 mins - Went back to class last week after dad's stroke.
6. Get to goal weight (10st 8lbs) - Lost 6lbs in total.
7. Redecorate my bedroom - picked wallpaper for bedroom. Holiday in June won't be happenign due to father's illness so will be reinvesting money into doing up bedroom in July/August
8. Say 'no' when I need to - in progress
9. Pray more - wow - every waking moment
10. stop wasting fruit and veg - nothing to report
11. Gut out spare room - rescheduled to April :rotfl: Started! Took a whole load of stuff to the recycling centre on Monday. Going to sell lovely curtains on ebay and target the next lot of stuff in a couple of weeks
12. Start AVC's- AVCs started in this month's pay
NYD x2019 goal
0/£150000 -
That's a lot done in the first six months NYD especially given some of the setbacks. Well done you.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 8lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 50% through my pb challenge.0
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