Goals for 2014

in_need_of_direction

The slumps can be from 1-4 days. Sometimes you just come right, other times you force yourself to some kind of activity to create a sense of achievement. The trick is to tackle small things rather than a real challenge as a fail may make things worse. For me though the most important thing is to remain aware that any slump is temporary and will pass. You ok?

darcyboo

Well done everyone on all the great progress, and congrats on the baby news NYD!


I haven't been on for a couple of months, but been plodding along in the background making bits of progress here and there, as well as going backwards in certain areas



July update:


Financial

• Pay £1500 credit card off by end Feb, and KEEP IT AT ZERO (you'd think I'd learn, but apparently not!) - DONE, all paid, totally cleared, yea baby! Well, it was clear, then it went up again, but thankfully now it's clear again!
• Finish paying car loan by July, and resist urge to upgrade again - On track, another payment paid, only 5 to go. DONE, no more car loan! But I have to confess, we did go and have a look at upgrading, thankfully resisted!
• Continue in earnest with mortgage overpayments, particularly from July once credit card and car loan cleared - Over paid £100 in Feb. Overpaid £270 ish so far this year, not exactly earth shattering progress, but better than nothing.
• Build small emergency pot - £110 put aside, hardly gonna bail us out of any kind of catastrophe, but it's a start! £500 now put aside.

Personal

• Keep reminding self of difference between planning and worrying, and stick with former (I'm the type that pointlessly runs things through in my mind, over, and over, and over...) - Ongoing
• Continue with running club recently joined and complete x2 10k's - Been to running club every week, plus running with a friend on another night, and entered first 10k which is this Sunday *smug*. Slacked off at running club a bit, find it so unfriendly, and running partner now pregnant, need to think of alternatives!
• Begin learning French - enrolled at college and attending classes, finding v challenging though. Finished college course, didn't enjoy it one bit. No idea what to do next here!
• Continue with sewing, treat self to x1 workshop - Had a little dabble, got some fabric on order for a new project, and booked into a sewing show at the NEC in a couple of weeks . Not done much sewing lately, been so busy it's zapped all my creativity
• Continue emphasis on work life balance with a break of some sort every 3 months - Got a week booked off next week, yessss! Doing well, just been on holiday.
• Learn to be content, to count my blessings and be thankful for what I've got, rather than focusing on the negatives - Ongoing

Relationship

• Get out and make more memories together - Doing really well, have been to cinema and out for dinner and lunches a couple of times, went to a film festival and off on hol together next week . Still doing well, been doing loads more stuff together

in_need_of_direction

world's quickest update. extra £20 to mortgage. extra 1lb weight on. i blame the heat and my refusal to move when it's too warm

[Deleted User]

Win the Lottery (I can but try. ).

Go on holiday.

Newyorkdreams

This Week's update:

1. Pay Loans x 2 (£5906) - now £0 - - ACTION COMPLETE!

2.Pay & close x 4 CCs (£5764) - COMPLETE now £0- All 4 cards closed!!!! :TACTION COMPLETE.
3. Start AVC's- COMPLETE - AVCs started in this month's pay ACTION COMPLETE.
4. Read 4 books - deciding what book to read!
5.TRY TO EXERCISE 5 DAYS A WEEK, EVEN IF ONLY A 10 MIN WALK AT LUNCHTIME - going to the gym tonight but little excercise this week. Need to prioritise.
6. EAT A HEALTHY DIET AND LIMIT PREGNANCY RELATED WEIGHT GAIN TO NO MORE THAN 15 POUNDS - diet has been good this week and I'm starting to say no to the treats again that were creeping into my diet.
7. Redecorate my bedroom - painter and decorator is booked!

8. Practice Relaxation through prayer and meditation regularly - doing this every night.

9. GO TO BED AT A REASONABLE HOUR! - crap at this. Need to try harder.
10 - Decorate nursery - no progress as yet but hoping to make a start this weekend.

in_need_of_direction

1. Get sugar control (I'm diabetic)
babysteps continue and have yoyoed back to 14st 6lb. a whole 1lb less than at the start of the year. would really love to end the year in the 13s not sure when that last happened.
2. put savings in best place possible
see sig.we now have £8k earning 1.3% more pa than our mortgage costs. Still hold £1k in current account and have £201 in cash & regular saver ISA with £1350
3. Make mortgage annual overpayments equivalent to 4x monthly payment plus interest
managed q1 & q2. £2059 towards q3
4. Lose weight. .
see 1:(
5. Declutter
made two trips to charity shop and have started another bag to go.
6. Take garden in hand
wet again
7. expand 'flylady' daily routines
I wish:sad:
8. Get rid of ugly clothes bought because they fit and not cos they were nice.
at least one item that qualifies disposed of
9. Appreciate my home and make it nicer
see 5.
10.be more disciplined in my job
babysteps
11. Be less wasteful
massive family meal with little wastage
12. Donate
charity shop
13. eat out less, fewer takeaways (inc lunch)
no spends on snacks in work. had 1 takeaway as relative wanted to treat
14. Move, as in exercise, at least twice a week
managed 1 walk and cleaned vigourously.

there are 143 days to new year. what are we all planning to do between now and then?

Newyorkdreams

This Week's update:

1. Pay Loans x 2 (£5906) - now £0 - - ACTION COMPLETE!

2.Pay & close x 4 CCs (£5764) - COMPLETE now £0- All 4 cards closed!!!! :TACTION COMPLETE.
3. Start AVC's- COMPLETE - AVCs started in this month's pay ACTION COMPLETE.
4. Read 4 books - Paid my fines at the library and picked a book! I'm only 3 chapters in but enjoying it so far!
5.TRY TO EXERCISE 5 DAYS A WEEK, EVEN IF ONLY A 10 MIN WALK AT LUNCHTIME - Zilch. Really need to look at this but I've been mega busy at work with no lunch breaks.
6. EAT A HEALTHY DIET AND LIMIT PREGNANCY RELATED WEIGHT GAIN TO NO MORE THAN 15 POUNDS - I've gained 5lbs since the last time I was at my slimming class on 22 May (I've rejoined). I'm nearly 3 months so that's a third of my weight gain1
7. Redecorate my bedroom - painter and decorator is booked!

8. Practice Relaxation through prayer and meditation regularly - doing this every night.

9. GO TO BED AT A REASONABLE HOUR! - better at this. I'm aiming to be in bed in 10 mins!!
10 - Decorate nursery - no progress as yet but decided on colour scheme which is a start which will be accentuated with pink or blue depending on the 20 week scan!!!

Newyorkdreams

Hey Everyone


How's things going?


It's gone very quiet in here.....


Hope all is ok.


NYD xxx

in_need_of_direction

Hi NYD. it is quiet isn't it? things are OKish with me and hopefully with you. my update as below

1. Get sugar control (I'm diabetic)
Red letter day this past week. have decreased my sugar score from 74.9 in May to 54 based on blood results. If I sustain this, or even take it down further I seriously reduce the risk of the adverse impacts of diabetes.
2. put savings in best place possible
see sig.we now have £8k earning 1.3% more pa than our mortgage costs. Still hold £1k in current account and have £201 in cash & regular saver ISA with £1350
3. Make mortgage annual overpayments equivalent to 4x monthly payment plus interest
managed q1 & q2. progress ongoing to q3 target with a further £30 paid off this week.
4. Lose weight. .
same as last week
5. Declutter
made one trip to charity shop and one to recycling centre to offload.
6. Take garden in hand
very small babysteps
7. expand 'flylady' daily routines
I wish:sad:
8. Get rid of ugly clothes bought because they fit and not cos they were nice.
at least two items that qualify disposed of, one suit to go. just not sure to where
9. Appreciate my home and make it nicer
see 5.
10.be more disciplined in my job
babysteps
11. Be less wasteful
some food waste early in the week. mainly bread and veg that seems to not last very long in summer
12. Donate
charity shop
13. eat out less, fewer takeaways (inc lunch)
no spends on snacks in work. supplemented one meal with a side dish from the takeaway
14. Move, as in exercise, at least twice a week
managed 1 walk and still cleaning a bit more. did some gardening yesterday until the rain came on again

Newyorkdreams

Hi INOD, thanks for posting. I don't feel so lonely!!! LOL. Im feeling good. Nausea has finally gone away so that's great. Had my 12 week scan last week and all is well thank goodness. I'm due on 4 March 2015.. eek!!!


This Week's update:

1. Pay Loans x 2 (£5906) -now £0 - - ACTION COMPLETE!

2.Pay & close x 4 CCs (£5764) - now £0- All 4 cards closed!!!! :TACTION COMPLETE!
3. Start AVC's- COMPLETE - AVCs started in this month's pay ACTION COMPLETE!
4. Read 4 books - Read 20 chapters, very good book. 'My husband's secret'. I've also read nearly the whole of a pregnancy book.
5.Try to exercise 5 days a week, even if only a 10 minute walk at lunchtime- Zilch. Really need to look at this as a matter of priority now that my nausea has subsided and my energy levels have increased.
6. Eat a healthy diet and limit pregnancy related weigh gain at no more than 15 pounds. - I am 1.5lbs less than I was the week I got pregnant so no weight gain yet for me!
7. Redecorate my bedroom - painter and decorator is booked! New bedding has been purchased. Looked at nice new curtains from Next and a new bed with extra storage. It's getting there.

8. Practice Relaxation through prayer and meditation regularly - doing this every night.

9. GO TO BED AT A REASONABLE HOUR! - getting better but still improvement to make.
10 - Decorate nursery - no progress as yet but decided on colour scheme which is a start which will be accentuated with pink or blue depending on the 20 week scan!!!