Goals for 2014

Newyorkdreams

Thanks Hon. My biggest achievement is paying my dad's loan off this month, I feel so much better knowing that his £8500 has now paid off in full. He might need to access that cash given his situation (he is still in hospital and likely to have to fund care). Imagine if he needed that money and I still owed him it. I couldn't bear that. Hope things going for you x

KT2802

Wow well done NYD! You are doing so well!!

in_need_of_direction

weekly update 1. Get sugar control (I'm diabetic)
babysteps but 2lb weight loss since LBM which should be a good indicator. gonna get retested start of august
2. put savings in best place possible
we now have £8k earning 1.3% more pa than our mortgage costs. Still hold £1k in current account and have £201 in cash
3. Make mortgage annual overpayments equivalent to 4x monthly payment plus interest
managed q1 & q24. Lose weight. Now at 14 stone 10lbs on 03 May. Need to start averaging a loss of 1lb a week.
another 1lb down
5. Declutter
sent one old instruction manual to recycling
6. Take garden in hand
paid someone to change it from a hayfield!
7. expand 'flylady' daily routines
I wish:sad:
8. Get rid of ugly clothes bought because they fit and not cos they were nice.
concerted effort needed
9. Appreciate my home and make it nicer
bought a really reduced price kitchen aid that looks lovely on the kitchen worktop
10.be more disciplined in my job
babysteps
11. Be less wasteful
hopefully
12. Donate

13. eat out less, fewer takeaways (inc lunch)
1st day back to work after hols, brought lunch
14. Move, as in exercise, at least twice a week
for the past week, shopping and visiting a zoo was my cardio.

A mixed bag to report but happily there's still some progress. am petrified by what I read on BBC re long term interest rate predictions

Newyorkdreams

Well... I should have added a further goal for 2014.


I've just found out that I'm going to have a baby in 2015!


It's very early days but we are very happy!


Debt busting will have to take a back seat for a while! LOL


NYD xx

Knit_Witch

Congratulations!

stewby

First off... Congratulations NYD on your great news about the baby. A bit of good news after the horrible year you have had so far. I am so sorry to hear about your FIL and your dad.

1) clear debt by end 2014.
Not looking very likely at the moment but I am a determined eejit so will keep trying.

2) budget better!!
It is working at times. Life occassionally gets in the way a bit, that's all.

3) save £60 a month for a contingency fund.
Erm... this is working, but only because it comes out of my main account and I have nothing to do with it.

4) take part in challenges to keep foccussed.
Still taking part in challenges.

5) lose 72lbs in weight.
Nope. Trying but getting nowhere miracle-y.

6) OH to get his dream flying job.


7) Plan a dream holiday to New York.
Not happening. Too poor, however it is now added into our honeymoon plans.

8) get a nice picture of me and OH to go on display.
Also not happening. Haven't lost any weight. Still hate the pictures of me. So not got a nice picture.

Anyways, a mix of yays and nays now that we are halfway through the year. Fingers crossed I can focus more and work harder for this second half.


How is everyone else getting on??

KT2802

NYD congratulations!!!! That is fantastic news I'm so pleased for you xxx

in_need_of_direction

NYD, wonderful news. Congrats to you both.

in_need_of_direction

weekly update 1. Get sugar control (I'm diabetic)
babysteps continue with another 1lb off most probably done to reducing sugar
2. put savings in best place possible
we now have £8k earning 1.3% more pa than our mortgage costs. Still hold £1k in current account and have £201 in cash
3. Make mortgage annual overpayments equivalent to 4x monthly payment plus interest
managed q1 & q2. £20.09 towards q3
4. Lose weight. Now at 14 stone 10lbs on 03 May. Need to start averaging a loss of 1lb a week.
another 1lb down. now at 14st 8 lb due to yoyoing. would love this to be 14 by year end
5. Declutter
cleared out a batch of old publications this morning plus kept on top of junk mail, etc
6. Take garden in hand
no more done
7. expand 'flylady' daily routines
I wish:sad:
8. Get rid of ugly clothes bought because they fit and not cos they were nice.
concerted effort needed
9. Appreciate my home and make it nicer
see 5. also identified a small manageable area to be cleared today
10.be more disciplined in my job
babysteps
11. Be less wasteful
hopefully
12. Donate
have been gathering up stuff for a friend to do a carboot. have told her that if it can't be gone by Thursday, i'll need to charity shop. it's been 3 months! Also, cleared last tranche of surplus, unwanted toiletries to homeless charity.
13. eat out less, fewer takeaways (inc lunch)
one takeaway this week. no spends on snacks in work as have brought these in
14. Move, as in exercise, at least twice a week
Not good.

looks like the big target needs to be the exercise! hope everyone else is doing well

Newyorkdreams

Thank you everyone for your warm wishes and congratulations! Just trying to take it easy for the next few months when things are a bit sensitive.xx


Weekly update below:


1. Pay Loans x 3 (£8342) - now £1421 - - paid £6921 so far in 2014 (83%). 2 loans gone, 1 loan to go.
2.Pay & close x 4 CCs (£5764) - COMPLETE now £0- All 4 cards closed!!!! :T
3. Read 6 books - First book complete (Philomena). Second book complete. (The human mind by Robert Winston). Started 3rd book - The brain that changes itself. Need to relax more so need to find a good fiction book which I don't tend to read. Any tips????
4. Complete photo albums x4 - Album 1 complete :T. No further update this month
5.Exercise at least twice a week for 45 mins - .Attempted to go to the gym last week but was wiped out with tiredness, need to get this back onto my list as a priority.
6. Get to goal weight (10st 8lbs) - Lost 7.5lbs in total.
7. Redecorate my bedroom - picked wallpaper for bedroom. Holiday in June won't be happenign due to father's illness so will be reinvesting money into doing up bedroom in July/August
8. Say 'no' when I need to - in progress
9. Pray more - wow - every waking moment
10. stop wasting fruit and veg - IN PROGRESS
11. Gut out spare room - rescheduled to April :rotfl: Started! . This will need to step up a gear in the next 6 months !
12. Start AVC's- COMPLETE - AVCs started in this month's pay

NYD x