Goals for 2014

retromother

My goals (both serious and silly)

Pay off my debts
Keep being sensible with money, no more 'oh !!!! I'm broke' moments
Get the house nice so I'm happy living there
Watch all the original Beverly Hills 90210 episodes
Get healthier
Spend more time with the kids
Be a better wife
Decide what I really want from life and get it
Brew lots of wine and cider

[Deleted User]

Baby steps all the way amber that's the way I am looking at it.

Dxxx

[Deleted User]

1. Pay car insurance in cash.

2. Pay home insurance in cash.

3. Pay MOT, servicing and repairs in cash.

4. Pay Road Tax in cash.

5. Have my first proper holiday in years.

6. Pay for said holiday in cash.

Numbers 1, 3 and 4 I've already done once, in 2013.

Gym_Addict

Green Lady: Good luck with this. Keep revisiting your goals. Keep your head and hopes up. Small steps for the journey

Gym_Addict

Aims from end Dec 2013 to end Dec 2014:
1: Reduce mortgage debt by overpaying. Overpaid £47 this month.
2: Final payment on credit card to clear it and close it. Started using a credit card back in 1991. Small amounts became larger...holidays, car etc. Made final payment yesterday to clear it. At it's worst it was £30000. Now all gone and never to return. Will be writing to credit card company to close this account.
3: Write one book. Made a start
4: Keep training. So far so good.
5: Build up savings - have a jar I use for lose change. Jar at £25.
6: Declutter the stuff I've accumulated over years. Made a start
7: Change job
8: Keep letter writing going
9: Keep on top of workload
10: Reduce amount of stress.

[Deleted User]

I just listed 6 things on eBay.

Dxxx

happybunny86

1. 20 spend free days per month
2. Start with £150 food budget (Not really sure what I currently spend so this is an estimate and i'm going to work in subsequent months to reduce)
3. Petrol budge £150 (Travel 90 miles round trip to work but do car share)
4. Take lunch to work everyday
5. Shift down brands on 5 supermarket products
6. No cafes, shops, takeaways etc on my own. Sometimes meet my mum for a coffee on a weekend and would like to still be able to do this, hence putting on my own as I live on my own so stupidly expensive when I get takeaway alone or go to starbucks as pass it everyday with work
7. Personally take £3 worth of food from my grocery budget to my local food bank
8. 3 x 20 mins exercise per week
9. Choose a debt free date
10. Document all I spend
11. No beauty spends over £10
12. Keep all receipts and envelope up all my spends to keep me on track.

danielleb1989

Goals for 2014:
1.Pay off my overdraft and cc (around £800) Paid £100 off overdraft
2.Save £6000 towards a deposit for a house (this will be a tough one!):eek: This will have to wait for payday
3.Graduate Currently starting a piece of course work
4.Complete online Teaching Assistant course Will start this next week
5.Start Volunteering Awaiting a start date
6.Change jobs Currently relies on 3, 4 + 5

Little steps but will be worth it

Danielle
x

Melaniep101

Mind if I join in?

Here are mine for the year:

1. Pay off both credit cards (£7k and £1600)
2. Save £10k (secret emergency stash)
3. Save £100 a month for Christmas 2014
4. Save £50 a month for holiday
5. Read a book a week (got loads of free books on my iPad)
6. Listen to a new album every week (free spotify)
7. Watch a new film every week (I get free cinema tickets very week from my work health insurance plus we have Netflix
8. Lose 7 stone
9. Do some exercise every day (very cheap gym membership plus we have fitness games on the xbox)
10. Overpay £3500 off the mortgage this year
11. Save points from Nectar, nectar adpoints, swagbucks, club card, surveys etc for Christmas 2014

That'll keep me busy this year!

[Deleted User]

Melaniep101 wrote: »

3. Save £100 a month for Christmas 2014

£1,200 for Christmas? :eek: