Pay ALL your debt off by Xmas 2014!

Broke_Kitty

Tiffany_Aching wrote: »

I assumed that they would charge me as a cash withdrawl if I did this? I've given them more than enough money in the form of interest - I don't want to give them any more;)

Does anyone know if this would be seen as a cash payment?

You can definitely ring them and get them to put it in your bank account. I've done this with three different credit cards once I paid them off with no problem and no charge! Takes a while for the money to land, but it's worth the wait

minichick31

ItsOver wrote: »

It's payday! So finally off the mark, woohoo!

#061 666/3600

I'm really happy because I've managed to clear my overdraft once and for all, I've lived in it for a few years now.

If I could offer a little tip to people with multiple debts it would be to clear your overdraft as a priority. The interest charged on it is generally quite high but the main reason is psychological. It's such a boost to see your full wage in your bank account on payday and I'm positive it will be easier to budget for the month.

When you have -£2500 in your account (like I did) it can be difficult to know how to budget for the essentials!

Thanks everyone!

I've decided to take ItsOver's advice and concentrate on the overdraft this month. I can finally report that when I get paid tomorrow it will be the first time for ages that the full amount get credited.

It's a good feeling:rotfl:



My new total is...
098 £595.24/£5500 10.82%


Sweeeeeeeet!!

amr547

this weekend's challenge is to figure out when O/H's MOT is due!!! need to find the last MOT cert but have no idea where it is...

minicooper272

Welcome katie26 hope you enjoyed the travelling - go anywhere nice? You're number 146!


It's pay day tomorrow, so I've transferred around all the money left in my account. It's split between 3 little pots, one of which is for treats (I'm thinking for a holiday).

Anyway I'm now at #004 £304/3500=8.69%

Will have another update over the weekend as well.

Updated to here (including mine)

mothernerd

T would like to join this challenge.

My target is £10154.48

BritAbroad

108 here.

Made another payment tonight - now at £2434.01/£10,000 . More to come tomorrow - roll on Friday!

muppets

A quick update from me

#34 Pd £1085.28/ £13,500 - 8.039%

rubywhatashmoo

TGIPD!!!!!

007: £450/£5700 7.89%

Right off to catch up on the thread

araminta

Hi All

Update on running totals for #095 £1,500/£8,500 = 12% paid

RaspberryRuffle

Another £450 paid today, meaning I've paid £1030 this month. I have another £90 I can pay but all my DDs have to come out for the month so I like to leave a little more than I'll need in case of any nasty surprises!

Thanks to everyone running and posting in this group. It genuinely helps to know I'm not the only one in 10k+ debt and its really spurring me on.