Pay ALL your debt off by Xmas 2014!

savvygirl1986

Hello,

I would like to join please. Once my debts are cleared will looking to save a deposit for my first house. Looking at my income at the moment and the percentage of my monthly salary which currently goes towards paying off debts, it won't take me long!!

Here is the break down...

Barclay card cc £0/£1961.33
Vanquis cc £0/£1185.87
Santander cc £0/£1072.77
Capital One cc £0/£1014.50
Ford credit £0/£4758.70
Pounds to pocket £856.79/£914.79
Loan £0/£3773.52
Very £0/£940.58

Will try and do a couple of the challenges to keep me motivated as well :-)

Wish me luck!!:):)

Jonesy88

redsheep wrote: »

Hi,
I need to find out all my interest rates.. thanks for advice! Just panic.. but need to pay off. Also advice how do you change the signatures on here???

If you click on "quick links" in the green banner below the general forum rules/pics then "edit signature". Hope it helps.

amr547

i'm tired bleh! o/h gets paid tomorrow so i will have some cash in the bank haha. i am wondering whether to transfer my car finance to a 0% card... pros/cons?? i might have already paid the bulk of interest though looking at it...

braddy970

Hi please can I join for this year, I didn't pay off as much as I would have liked to last year so hoping 2014 will be my year please can I be put down for £10,000. I want to get everything out of the way ready for the future x

Kei

amr547 wrote: »

i'm tired bleh! o/h gets paid tomorrow so i will have some cash in the bank haha. i am wondering whether to transfer my car finance to a 0% card... pros/cons?? i might have already paid the bulk of interest though looking at it...

I tried to do that once and they wouldn't let me, said I couldn't pay off credit with credit, so I guess that means it does not work the same way as a balance transfer. However if you do find a way of transferring it to 0% I would be interested to know!

pennies_from_Heaven

Hi all,
Paid off another small one! I am now waiting for the last cc bill for this month, and will put this months council tax towards it, as none for us to pay in February or March.

#102 £246.41/£8696.48

BritAbroad

108 back again!

More payments made - now at £1723.05/£10,000 so far.

I've set up my account to make automatic payments daily to my cc and it seems to be working. I've always been guilty of paying less than I could to my cc just in case I needed the cash for something else. By paying it daily it's still getting paid but it reduces the 'what if' factor as I don't worry I've sunk everything into repayments and not left enough for emergencies over the course of the month.

blubella

A small payment of £32.60 towards my debt now standing at #101 £264.78/2500....have done so much better than i anticipated...have managed so far to stick to a £100 food budget and £100 petrol budget for the month...not easy but doable! :A

amr547

Kei wrote: »

I tried to do that once and they wouldn't let me, said I couldn't pay off credit with credit, so I guess that means it does not work the same way as a balance transfer. However if you do find a way of transferring it to 0% I would be interested to know!

Oh, maybe I can't do it then! Madness.

Is it friday yet?? o/h gets paid tomorrow so phew i will have money - just as well as i've just spent £20 on petrol and £25 on the food shop!!! leaving me with £23 haha.

Gwengeth15

#46 £101 off Barclaycard - £508 in total!