Pay ALL your debt off by Xmas 2014!

loubie_lou

amr547 wrote: »

typical that iw ent to the dentist yesterday and today my wisdom tooth is causing me serious grief!! only 4 weeks til i'm back for the fillings haha.

need to think about booking our holiday soon... i am in two minds of waiting nearer the time to get a last min deal but as its july i dont think you can guarantee it being any cheaper! what do you think MSErs?

Long gone are last minute holiday deals in my experience.....:(

eecjwd

#129 £485/£10536

argomatt

I haven't had any spare money to pay towards my debt for a few days but I got a refund of £11.92 today from Sky for when I cancelled the phone and internet which I didn't use much and just use my mobile phone now.

So, with that transferred straight to the credit card before it can get spent my total now stands at:

#038 £190.43 / £4016.44

I broke my run of No Spend Days today, the first spends of the year on treats from the supermarket, pop and snacks. I just couldn't resist despite trying hard, and now I have had them I wished I hadn't. It's bad for my financial position and bad for my diet too.. it's just hard some days :(

Rachiedabbler70

Hi All


Just coming on to report a couple of payments to two of my loans. New total:


#058: £1,288.73/ £12,600 (10.23%)


These were payments that were due so nothing overpaid, but it does mean my debt has reduced so happy with that. Two more payments to go this month - one minimum credit card payment (0% card) and car loan payment.:)


Enjoy your evenings and good luck.

amr547

i think we'll just pic some then book next month. eek. so much money! but we need a holiday

Moneysavingtrainee

amr547 wrote: »

typical that iw ent to the dentist yesterday and today my wisdom tooth is causing me serious grief!! only 4 weeks til i'm back for the fillings haha.

need to think about booking our holiday soon... i am in two minds of waiting nearer the time to get a last min deal but as its july i dont think you can guarantee it being any cheaper! what do you think MSErs?

It's sods law, I hate going to the dentist!

If you're only booking for two of you, you can be fairly flexible so you may be lucky. We always have to book early due to there being a few of us/school hols etc.

amr547

Moneysavingtrainee wrote: »

It's sods law, I hate going to the dentist!

If you're only booking for two of you, you can be fairly flexible so you may be lucky. We always have to book early due to there being a few of us/school hols etc.

we aren't that flexible really cos of OH's set holidays! i am more flexible but it has to be anywhere from the 25th July, latest return by 10th August (OH back to work on the 11th). :eek:

its 13 days until payday and i've only got £150 quid left! eek. well it's better than being in the overdraft I guess.

suzitiger

Some fantastic payments already going on guys, well done!! :T
I am enjoying hearing everybodys chitter chatter.

Hugs to all those with the January blues, we are all bound to hit that at some point in the month. Keep focused, keep happy and be strong. We are all here for each other som if you need to come and have a rant or moan please do. :rotfl:

Kerri, where are you? I know ur gonna be so so busy but we all really want to hear about the baby I hope all is well

minicooper272

Well done for the payments everyone! :T

argomatt you've done really well if this has been your first spend day of the year! Don't hang yourself up too much for buying a few treats, it's the most important thing I think whenever you go on a spend diet or food diet, remember it's ok to treat yourself occasionally.

amr it's still possible to get last minute deals, but I never saw very much difference in price! Plus I don't know how likely you are to get something good in July.

rachiedabbler well done for breaking the 10% mark!

spreadsheet updated

Raggydoll85

Hi Guys...

Got my exam results today and I passed 1 exam.. failed 2.. so i need to pay around £300 for my resits...

Also had to pay £103 for my subcriptions...

All on my CC card..

So can you reset my target as below and that i have paid nothing off...

Hoping that will be the last i have to use the card for though.. really upset...

However it is pay day soon so i can pay something off the new total anyway


#022 £4363.56