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Pay ALL your debt off by Xmas 2014!

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Comments

  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Phew i'm glad Monday's over. Still, got to earn the pennies.

    :wave: eecjwd - you're 129, good luck!


    Spreadsheet updated to here
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    i really want a new micorwave but ours still works!! :-P

    dentist trip cost £49 :-( i have to have fillings, arg!
  • Paid off another £25

    £531.01/£3625.79
  • We were given our December pay slips today for our Christmas Eve pay day. It's tricking us into feeling like we've been paid, only my bank account definitely doesn't agree :rotfl:

    hi to the newbie eecjwd!

    Rachie I really don't want to take out finance ever again, but it does look inevitable sometimes! I'm going to do my best to save for something semi-decent, but I heard that finance deals are almost working out cheaper than paying cash at the moment, because you get freebies thrown in, so I'm sure there are some perks for you!
  • Another £120 paid off for me please
    #57
    457/15000
    MST :)
    :rudolf: DFBXMAS2014 Challenge#57 :snow_laug
    £4381/15000
    :smileyhea


  • Last night my hubby decided he wanted a fryer in the asda sale @ £25. I'm feeling annoyed that we bought it as it'll probably end up being a dust collector. HOWEVER normally any purchases outside my shopping budget het bunged on the CC and this never, we paid in cash so my ways are a bit better already. I've taken them out of my purse forcing me to be a bit more organised..... Temptation is painful!


    We gave into temptation at the weekend and bought a Halogen Oven for £25.00 from Ald1. We also paid cash which we had as a result of some extra work I have done this month. I've managed ok this month mainly down to the grocery challenge - for some reason when I watch my food money it seems to filter through to other areas of my spending.


    Temptation is dreadful and a constant fight for me - not to buy things for myself or spend it going out etc but I fight the urge to buy things for my grown up children and my granddaughter. I have realised that I have a psychological need to buy them anything they even hint at wanting - I need to be conscious of this and find a way to stop myself, if anyone has any thoughts or tips I'd be really grateful!
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    £109/£5300

    :j
  • #114 140.87/£5840


    Debt free by xmas 2014 challenge #114 £230.35/£5840 Roadkill rebel Jan 2014 #79 £0.00 Extra payment a week 2014 £30.14 7/52 50p saver 2014 #?? £14.00 20p saver 2014 #41 £6.80 1% challenge #?? debt 1 1% debt 2 0% Make £50 a month Jan £75.00 Xmas fund 2014 £70.99 Loose change pot £15.45
  • 108 here.

    More payments made - £1165.14/£10,000 so far. Hoping to make more payments this month too. :)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    typical that iw ent to the dentist yesterday and today my wisdom tooth is causing me serious grief!! :( only 4 weeks til i'm back for the fillings haha.

    need to think about booking our holiday soon... i am in two minds of waiting nearer the time to get a last min deal but as its july i dont think you can guarantee it being any cheaper! what do you think MSErs?
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