Pay ALL your debt off by Xmas 2014!

Raggydoll85

minicooper272 wrote: »

Sorry to hear about your exams raggydoll - that's a bit steep for resits! I've updated your total, but I'm sure you'll be making payments in no time at all!

It is!! damn this accounting bodies!! charging loads for everything

thanks... payday soon so I will be off the starting blocks again

Does anyoneknow a good way of calculating interest? I always get it wrong on my CC so i end up adjusting my totals all the time

amr547

my bed was free, we just had to fix it!!! i mean its ok but id like something nicer.

i have no storage but im thinking of getting loads of little decorative boxes so that things at least look nice.

i have finally decided on a place to go on holiday!!! im just waiting for a discount code as its £835 each:eek::eek: however i feel that because we haven't had a holiday for 3 years and probably won't have enough for 3 years after this :rotfl:then its worth paying a bit more for. its all inc too! bloody july premiums

rubywhatashmoo

amr547 wrote: »

my house is such a tip and i want new furniture, whine whine whine want want want

That's how I ended up in debt again - redecorating and furnishing a bloody house!! :rotfl: We could still do with a few bits as it's a bit on the bare and tatty side but it'll do til the CC and OD are goooooone!!

sharronej

Raggydoll85 wrote: »

Does anyoneknow a good way of calculating interest? I always get it wrong on my CC so i end up adjusting my totals all the time

I don't know if I'm being silly but I'm not thinking about the interest (other than trying to switch onto 0% of course) I've just set a target and will work towards that - if I stayed on minimum payments it would be 535 a month but want to get up to £728 over the next eleven months. Reaching my target will be difficult as we are both self employed and my income is likely to take a big dip this year but i'll do my best x

tinks14_2

Hi all, just been catching up on pages of posts and now I can finally join in as it's payday and I've finally made a payment!
#88 payment of £425....£425/
£1615 26% paid

freespirit66

Evening everyone,

I have made a £60 payment off debt today

#013 £268.08/£2724

BritAbroad

108 here.

Another payment made - £1314.14/£10,000 so far. Wonder if I can get to 15% before the end of the month!

recurrent-ostrich

#43 reporting in as have all statements now. Total paid this month:

#43 446.14/10000 4.4% paid. (And now at 27% of total debt paid :j)

LAM2011

LAM2011 wrote: »

please update my total to :


#5 £ 807 / £ 7,007

minicooper272 wrote: »

spreadsheet updated

you forgot meee :rotfl: I am particularly happy as I have cracked 10%. Thanks for all your work in this - must be a mission keeping up with updates but it really motivates me to come back and 'report' my total

RaspberryRuffle

minicooper272 wrote: »

Hi Raspberry I've updated your totals. It sounds really confusing, I really don't know how all these banky bits work. Would a spreadsheet help you to track interest at all? Is it possible the statements came out before the payments were deducted?


spreadsheet updated

I hope I'm quoting this right, can't seem to get a hang of it on the tablet! Thank you for updating. You might be right about a spreadsheet. It doesn't help that when I'm logging in to find out interest %ages it says to contact them to find out. They're wiley! Will try to dig out old statements.