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Pay ALL your debt off by Xmas 2014!

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Comments

  • InClover
    InClover Posts: 38 Forumite
    edited 10 January 2014 at 8:34PM
    Direct debit gone out today plus I have paid off my lowest balance card from my savings. (I know I should have done this ages ago but have to have an emergency fund. I decided my emergency fund total could be cut to pay off a card and still leave me ok for car breakdowns, heating packing up etc).


    On track to pay my second one off in March which only leaves me with my 0 interest one.


    Todays transactions makes my new total



    #79 £991/£10082 so that's £9191 left to pay.


    :T
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    won't be making my next payment til 15th, booo its ages away! have to keep some money aside as february is everything car related!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    amr547 wrote: »
    won't be making my next payment til 15th, booo its ages away!

    I know that feeling. It always seems ages between payments for me :(
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Hi all,

    Just a quick post from me - I've updated the spreadsheet to here! Well done for all the payments :T

    Laptop battery is away to die, and I'm too lazy to go upstairs and get my charger :rotfl: so sorry I'm not responding to individuals tonight. Intending to veg and de-stress after my first week back.
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Is it cheating to join this challenge if I don't intend to pay off ALL of my debts this year? As much as I'd love to pay off everything, it's just unrealistic, as I currently owe around £19k :eek:

    But my intention is to pay off £6000 this year, using this thread as motivation - if I'm allowed to join, that is
    Debt free since December 2015. It can be done


  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Had my credit card statement today and i had forgotten to add a bit i spent before christmas to my full debt :(:(:(:(:(:( so here goes : plus i have paid a bit more off tonight so figures are now:


    #013 £208.08/£2724

    sorry to muck you about that will be last add on as credit cards are no longer in my purse since 1st January, thankyou x
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • Mystikia
    Mystikia Posts: 41 Forumite
    Seventh Anniversary Combo Breaker Stoptober Survivor
    Good morning all, hope you have a fab weekend :)
    Finally off the starting blocks here & it feels good :D so..
    #106 £176.98 / £5500
    It's really motivating to see everyone doing so well :T
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Karb wrote: »
    Is it cheating to join this challenge if I don't intend to pay off ALL of my debts this year? As much as I'd love to pay off everything, it's just unrealistic, as I currently owe around £19k :eek:

    But my intention is to pay off £6000 this year, using this thread as motivation - if I'm allowed to join, that is

    Hi Karb

    It is certainly NOT cheating. There are a few here who are not planning to pay off all their debt this year. There are also a few (like me) who are doing the challenge for a second year.

    Just name your target and good luck.

    One of the thread moderators will assign you a number soon.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • archery
    archery Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    can i join please with a target of £13,000
    Practising Scrooge and stingy old miser.
  • argomatt
    argomatt Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi everyone,
    I have been offline for a few days and haven't been able to updat, and I think one of my previous posts may have been missed but my total now is
    #038 £178.51 / £4016.44

    I hope everyone is having a good weekend!
    Matt
    DFBX2016 #024
    Target = £10804
    Paid = £2434
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