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Pay ALL your debt off by Xmas 2014!
Comments
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Hi all
I have made a few more payments so here is an update #96 397.88/8500DMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
[STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/3650 -
I am number #095 not #096 (sorry 096), so here is the update again
#095 397.88/8500DMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
[STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/3650 -
Cantfindafreeuserid wrote: »I am assuming that when people state the amounts paid off that they have removed any interest charged at least that's what I have done so I now it's definate amount from debt. I am determined that my debt total will not increase and I am trying hard not to think about the amount of interest paid :-( still fingers crossed it will only be the next year or two and I will be debt free :-)
Hi yes I remove interest for my mortgage payments and therefore only declare capital reduction. I'm really paying out 16000 this year but my capital only decrease by12, 600. :eek:Blitz that mortgage
Jun 2016 £152,000
April 2021 £85,0000 -
is it too late to join in this?
On 1st of January I had a 2014 money target of £12105
made up of £5k by May (holiday), £2.5k emergency fund, £2.5k Mortgage overpayment, 1.74k Credit Card.and £365 in £1 a day challenge
I have already paid off £1439 of this
So current status is
#??? £1439/£12105CHALLENGES MAR'14:
CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY £2700/£3350; £1500 BY JULY £0/£1000
EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE] £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980
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Sorry guys I made a miscalculation and my debt amount is actually £5840 sad because that extra £40 is more than I have managed to pay off so far :-( still never mind onwards and upwards!
Editing because I forgot to put my number in sorry 114Debt free by xmas 2014 challenge #114 £230.35/£5840 Roadkill rebel Jan 2014 #79 £0.00 Extra payment a week 2014 £30.14 7/52 50p saver 2014 #?? £14.00 20p saver 2014 #41 £6.80 1% challenge #?? debt 1 1% debt 2 0% Make £50 a month Jan £75.00 Xmas fund 2014 £70.99 Loose change pot £15.45
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Hi
This is my first day and my first post, and I thought I would ask if I may join your challenge?
I am aiming to pay off £14k by Xmas 2014.
I will update the signature part to show Ive joined (once im accepted of course)
Thank you
Lil£37000 (2014), £10,000 (2018)- Here's hoping I reach a Zero for Dec 2019!0 -
Ok guys I overpaid 2 bills today :-) amount off my debt is another £37.70 #114 running total is in my signature :-)
Are we supposed to update like I have or update the running total amount?
Many thanks
Debt free by xmas 2014 challenge #114 £230.35/£5840 Roadkill rebel Jan 2014 #79 £0.00 Extra payment a week 2014 £30.14 7/52 50p saver 2014 #?? £14.00 20p saver 2014 #41 £6.80 1% challenge #?? debt 1 1% debt 2 0% Make £50 a month Jan £75.00 Xmas fund 2014 £70.99 Loose change pot £15.45
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Hi all.
This month is not going well, all my money going out before i have it.
doing what i can to boost my money. listed stuff on ebay, set up folksy account to sell my handmaid stuff and picked up some overtime.
will just have to stay positive as i know things will improve.
keep popping onto these threads to stay on track. x🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid0 -
#111 £394.49Paid0
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ok i'm off the starting blocks minium payment came out today:j
#53 £25/£1323Mortgage free 25/9/2019 8years and 7 months early 😁😁😁0
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