Pay ALL your debt off by Xmas 2014!

PinkPrincess82

Hi Everyone

I have 5 Credit Cards & 3 Overdrafts to clear the total
£18447.79:eek:

I'm determined to get these paid once and for all, even if it's just the majority by Christmas.

Wishing everybody the best of luck, we can do this.

Rachiedabbler70

Afternoon All


Just dropping by for a quick update and I've read everyone's posts - I'm going to try to keep up in my lunch breaks at work from tomorrow.


Everyone looks up for this - don't worry those who can't pay anything until later in the month - I've got a feeling I'm going to be eating the big bag of rice I bought yesterday all month as I've paid off a lot at once.:eek:


Credit card bill came in so I've boldly paid £400 off it today. Hoping to still be able to afford food and petrol.:D


#058 £1,001.51/ £12,600 (7.95% paid):j


Enjoy the rest of the weekend.:)

suzitiger

Hellooooooooo everyone :wave:
I am suzitiger and I will be helping minicooper run the thread, I have been away until yesterday so not really easy to dip in and see how everyone is but I am back at home now and back into the normal routine so should be a lot easier for me to come and post now.
Still need to tot up what I owe but its not going well I am afraid.
Thinking I need to go onto a DMP because of all my crippling bank charges
They have started to take them from my business account too and I am not really sure why they have done this...
Really need to get onto sorting that out so tomorrow I will speak to H*BC and Stepchange then see where I can go from there..
Anywhooo, this needs sorting as I am borrowing from family and my fiance to keep treading water and it is NOT GOOD.
Not a nice start to the year but onwards and upwards, I need to at least be in a better place by Christmas at least if I can't be completely debt free..
On the plus side since joining the challenge back in 2012 I have a lot fewer debts because I paid off all the small ones so even though I still owe a lot of money at least its only to two c cards rather than the previous 6 :eek:

Anyway, I will do my best to keep updated and chatty with everyone on the challene, Jonesy and minicooper are here too.
If I have thanked your post I have read it

Off to catch up now and to add up all the debt to declare a target, wish me luck! :T

suzitiger

Welcome to:

:T BritAbroad you are no.108 target £10,000

:TLauz178 you are no.109 target £5,500

:TSweetrl you are no.110 target £10,000

aaaaaaaaand

:TPinkPrincess82 you guessed it, you are no.111 target £18,447.79

Thank you for joining, Mini will update the front page when she is back with your numbers and targets

Updated to here

amr547

suzitiger wrote: »

Hellooooooooo everyone :wave:
I am suzitiger and I will be helping minicooper run the thread, I have been away until yesterday so not really easy to dip in and see how everyone is but I am back at home now and back into the normal routine so should be a lot easier for me to come and post now.
Still need to tot up what I owe but its not going well I am afraid.
Thinking I need to go onto a DMP because of all my crippling bank charges
They have started to take them from my business account too and I am not really sure why they have done this...
Really need to get onto sorting that out so tomorrow I will speak to H*BC and Stepchange then see where I can go from there..
Anywhooo, this needs sorting as I am borrowing from family and my fiance to keep treading water and it is NOT GOOD.
Not a nice start to the year but onwards and upwards, I need to at least be in a better place by Christmas at least if I can't be completely debt free..
On the plus side since joining the challenge back in 2012 I have a lot fewer debts because I paid off all the small ones so even though I still owe a lot of money at least its only to two c cards rather than the previous 6 :eek:

Anyway, I will do my best to keep updated and chatty with everyone on the challene, Jonesy and minicooper are here too.
If I have thanked your post I have read it

Off to catch up now and to add up all the debt to declare a target, wish me luck! :T

can you possibly consolidate it all onto a 0% balance transfer card?? that would keep the charges away xx

blubella

...so far so good, pleased to be tackling the debt head on...and it really helps me to remain motivated by sharing it!

#101 £230.02/2500

suzitiger

amr547 wrote: »

can you possibly consolidate it all onto a 0% balance transfer card?? that would keep the charges away xx

I would but my credit rating is so poor at the moment I won't be able to get one and don't want to apply in case I get rejected as that will make my credit rating even worse. Thanks though, I have done this before in the past and that's how I got rid of a couple've them.

Jubilee76

Hi everybody

You are all doing so well making payments :T I always find this month harder not only because of Christmas but also I get paid a week early in December which makes January seems such a long month. Making the food rations stretch a bit this month but if that helps with weight loss too, not such a bad thing lol

I have paid the following

£507/9100 5.6%

Now to make my packed lunch for work tomorrow and sort myself before the lovely Sherlock is on

Have a good evening all

LAM2011

hi Suzitiger and MC (and friends)

After my monthly standard repayment and some overpayments please update my total to

#005 £557 / £7007

Thanks

1DayAAT

#107 checking in for duty, have been able to make my credit card payment of £482 to the visa card a little earlier than planned so #107 payment made - £482 / £9682 :j

You'll hear more from me on or around the 28th when I'm biting a bit off the OD! Good luck in the meantime yawl, I'll be reading! This thread is soooo motivational and I couldn't be more grateful to the admins and all contributors!! :money: