Pay ALL your debt off by Xmas 2014!

kirstydriver

A little update from me.

I have started my 2015 target so here is my update:

No 212 £1410/£6000 23.5%

I want to get to 25% by boxing day!

Good luck to everyone in the final days of this challenge!

Pablosammy

kirstydriver wrote: »

A little update from me.

I have started my 2015 target so here is my update:

No 212 £1410/£6000 23.5%

I want to get to 25% by boxing day!

Good luck to everyone in the final days of this challenge!

Oi! Stop cheating! :rotfl:

minicooper272

Wanna_Bee_Free wrote: »

Hi Minicooper, thank you for my lovely roll of honour! I think it's now sinking in and I am now desperately trying not to overspend in December so I am still debt free rather than having a credit card with some new transactions on it. it is going to be a challenge but I'm enjoying it so far!
I think you've been a great forum owner - thank you! very few of us could have a whole year of being on here every 5 minutes - without our OH's abandoning us anyway!
gunWharf and everyone, keep on keeping on in this most spendiferous month of December..

Well I was in a long distance relationship until August this year. Part of the reason I am on a little less at the moment - I'm having to spend double the time cooking :rotfl:

When my OH and I moved out our old flat (3 years ago before long distance), one of us took the health grill, and neither of us remembers what happened to it. I had a £5 Arg*s voucher so thought I'd use that to get a new one. I just wanted a small £20 one, but they had a £40 grill reduced to £19.99. I had a 25% off code for something else I was buying, but when the girl entered it on the till, it took 25% off the grill too, and on top of that I have a 7.5% discount card through work. By the time all the discounts came off, I got a £40 grill and a £12 bin for £15.70. I actually felt like I was stealing something when I was going through the door :eek: It's not exactly a necessity, but sometimes you need to take advantage of a good deal

abba1772

£60 towards tax credits overpayment :mad:

Brings my total to £3823.23 / £3000

Mat_Lock

Eugh, mother of all hangovers today after my work Xmas do last night. One round cost £51 !! It was for 4 and we did have doubles and shots hahaha so not looking great for money until payday. Get paid earlier on 19th and that's been confirmed, luckily I get my overtime in time for this payday too. I think I should be 100% on the 19th mwhahahahahahaha

Pablosammy

Mat_Lock wrote: »

Eugh, mother of all hangovers today after my work Xmas do last night. One round cost £51 !! It was for 4 and we did have doubles and shots hahaha so not looking great for money until payday. Get paid earlier on 19th and that's been confirmed, luckily I get my overtime in time for this payday too. I think I should be 100% on the 19th mwhahahahahahaha

Tut tut! Yeah, payday for me is on the 19th this month too, which means a long slog until the 21st January after that! It'll be nice to finish this year on a high though, I think I should easily be able to meet my £2k target ready for next year's challenge. Good luck mate, hope you get your 100% :beer:

Mat_Lock

haha tut tut indeed but I am team leader so I had to buy the boys a well earned drink.

Good luck on the 2k target as that will set you up for 2015

starnac

Mat_Lock wrote: »

haha tut tut indeed but I am team leader so I had to buy the boys a well earned drink.

Good luck on the 2k target as that will set you up for 2015

The downside of management :rotfl:

Good luck on making your target and pablosammy too

minicooper272

Oh I forgot I need money when I'm out on our work do! Definite downside of management though mat.

We get paid on the 22nd, about a week early, but I need to avoid spending it til January. It will be a 6 week month otherwise - painful!!!

amr547

I've got crap loads coming up. Out tomorrow, Christmas market next weekend, then it's the work Xmas lunch and Theeeen it's Christmas, then my birthday,,,, we get paid on the 24th and it can't come soon enough!