Pay ALL your debt off by Xmas 2014!

Ruthy1604

Hi everyone :j

Its ages since I last posted - sorry.


We've just gt back from a fab holiday in California so I'm a bit down in the dumps. I think we managed to pretty much stay on budget for spends but I won't really know til the cc statement comes next week. Theres always stuff that I forgot on it!

I'm still plodding on on repaying the debts - I've just paid off the first 0% card, but I had most of the money saved already so I've just seen my savings wiped out. I'm busy saving for the next one which ends in December and I am determined not to do another 0% deal.

Number 54 £7737.51/14420.00 53.66%


I'm setting myself a target of £65% for the end of Sept.


Ruth

IrishRose12

After sitting down this evening and working through my finances I need to add to my debt on here. it's around £400 I need to add so to allow for any more possible unexpected mishaps I'll round it to £500 so I'll be raising my debt to £3000

SO now I will be standing at
#148 £1000/£3000

Although To be totally honest I'm delighted that I am now into 4 figures of my payments lol

amr547

16 days until pay day ...... i am almost out of spends already!!

Determined_diva

Hi everyone

Checking in to say a massive helllooooo to you all. I have been MIA lately (oops!) but I'm back now and ready to kickstart my MSE login.

I have still been paying my bills back however you will be glad to know.

My mistake has been paying for things on my card and it's taken so long to come out that I have been overspending without realising.

This unfortunately means the dreaded bank charges!!!! Soooo I am running off cash only from now on.

I have also changed the way I manage my bank account and separated my bills from my "spare cash" (which is basically debt repayments) to help make sure that I am not not paying my essential bills either

DDx

[Deleted User]

Hey guys & gals,

Its been a while since I posted.

Sorry about that. I can see that some are struggling & some are managing to stick to the targets to be debt free by Christmas.

Well done to EVERYONE!!!

Even though we may be struggling we are all still here dealing with our debt issues.

So what if we dont get rid of all of the debt this year, We have next year to make a new target & smash that!

190 Deleted_User £1800.00/£5009.88

Used the savings to get rid of most of the debt this month.

Oh well we can build it back up again when debt freedom comes to us.

Dxxx

rubywhatashmoo

Was having serious issues updating my signature and kept forgetting to post but update here:

#008: £3881.52/£14,413.27 26.93%

Over 25% - very happy with that! :T

amr547

Did I mention I had a huuuuge clearout this weekend. Completely turned the house upside down!! WE have a lot of stuff:eek: feel a lot more organised now though.

Mat_Lock

Late night browsing tonight while I am working out of hours support. Feeling exhausted after this weekend. Been a late night on both Friday and Saturday and now Sunday too. Still I've racked up 18hrs of overtime already so can't complain

amr547

Flaming hell. It's only 3paydays until Christmas:eek::eek::eek::eek::eek:

Mat_Lock

amr547 wrote: »

Flaming hell. It's only 3paydays until Christmas:eek::eek::eek::eek::eek:

Noooooooooooooo, don't say that. Far too soon to think about Crimbo