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Pay ALL your debt off by Xmas 2014!

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  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just putting in a little reminder to myself to do the June totals up to this post, and not acvidentily go further!

    I might not be able to tell you all til Thursday...
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Having a bit of a moment of frustration with 'stuff' now. Why do I own so much 'stuff'? I've moved around 8 suitcase loads out, and given a fair amount to charity, and I'm still tripping over all the 'stuff'! If I could return it all and get back what I paid for it, I'm sure I'd be very wealthy. I wish I was one of those people that could live a simplistic live sometimes...

    I have so much stuff but have difficulty letting go of it all!!!
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Having a bit of a moment of frustration with 'stuff' now. Why do I own so much 'stuff'? I've moved around 8 suitcase loads out, and given a fair amount to charity, and I'm still tripping over all the 'stuff'! If I could return it all and get back what I paid for it, I'm sure I'd be very wealthy. I wish I was one of those people that could live a simplistic live sometimes...

    My girlfriend went through the wardrobes on Sunday and cleared out about 4 bags of clothes and I noticed half of them still had the tags on.

    I questioned why she bought stuff and then never wore it. I got a scalding look back so I just scarpered back to the lounge.

    She could have made some money back but she isn't a frugalleer like me haha straight in the charity bin they went.
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    The 1st of July and £450 paid out to the debts taking me to:

    #163 £3582/9141 (39%)

    This also means I'm down to only 3 creditors as on Friday i finally cleared my payday loan company debt - wooo! no more payday loans for me ever again :)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hi everyone


    just to report my updated total after monthly DD an overpayments through June - my balance going into July is now :

    #5 £4,850 / £7,000


    I have £2,150 left to go and my current ETA is beg of October - gosh I cannot wait. :D
  • Well living in my own perosnal emotional rollercoaster (think its bigger than the big dipper in blackpool), it has huge ups and downs - yesterday was such a low and today is such a high - its really hard to judge..

    I missed the mortgage payment yesterday, and tomorrow I am having a nice donation from working tax credits which will pay my mortgage and some of its arrears off! ive not calculated how much will be paid off as yet as im still in shock..

    sometimes I wish for a simple life with a 9-5 like yesterday, but days like today I regain the focus that is going to make this business a huge business and see me mortgage free...

    Also whilst typing this I have had a phone call enquiring for quite a large order- I really hope I can get this in as it would clear my poison debts in one from the profit, leaving me to focus on just the mortgage and CCJ..
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Hello everyone

    My update is as follows

    Another £475 paid off so.....

    #49 760/4032 18.8%
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Aphidgirl wrote: »
    The 1st of July and £450 paid out to the debts taking me to:

    #163 £3582/9141 (39%)

    This also means I'm down to only 3 creditors as on Friday i finally cleared my payday loan company debt - wooo! no more payday loans for me ever again :)

    Well done and good news on the payday laon Rascals! :T
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    GunWharf wrote: »
    Well done and good news on the payday laon Rascals! :T

    Thanks GunWharf :)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Yay Aphidgirl, no more PDL!

    What a lovely positive day nolongerindenial!
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
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