Pay ALL your debt off by Xmas 2014!

minichick31

A quick check in for me

098 £1360.19/£6540 20.1%


Oooooo, 20%. Get in!
:beer:

princessfrugal_2

Hi All,

#204 signing in.

Well I managed to have a good start today paying a big chunk due to the fact I had an almost double month salary (new job and didn't get paid properly in first month so definitely kick started my frugal ways plus had some money paid back that was owed to me!).

However, was slightly annoyed when I took in some cash to the bank to pay part cash on one of my cards and the cashier told me one of the £20 notes I was paying with was counterfeit and he would have to retain it!!! I asked him to show it me against a "proper" note that I was also paying in and to be fair, you would never notice unless you scrutinized it carefully. Needless to say, was none too happy losing £20 just like that and the cashier was not very sympathetic. I felt like a criminal when he was filling out a retention of counterfeit currency form and put my address and bank details on there! lol

The moral of the story guys is be on your guard and check your notes!

On the plus side, my status is now:

#204 £4375.00/£18854.36 (23.20%)

Princess Frugal

minicooper272

Mat_Lock wrote: »

My girlfriend went through the wardrobes on Sunday and cleared out about 4 bags of clothes and I noticed half of them still had the tags on.

I questioned why she bought stuff and then never wore it. I got a scalding look back so I just scarpered back to the lounge.

She could have made some money back but she isn't a frugalleer like me haha straight in the charity bin they went.

Haha - no you're definitely not meant yo point out our stuff to us! To be fair, I did give selling items on eBay a go, but just found it was a lot of effort for the money. I'd often get just 99p for an item, but people took days to pay for things, so I'd have to make 2 trips to the post office. It was only an extra mile, but if you're only making 89p after fees...


princessfrugal that's a shame! I was talking to someone who worked in a bank note printing facility last week, and they were telling me about how to spot fakes. Sadly it's in your pocket before you get a chance to realise...

Betsie2010

Well done free sprit

I'm taking 1 step forward and 2 back at the moment
Camper van engine has just gone so am needing to replace it
And just cancelled next weeks holiday too
Will update automatic payments bt new engine will have to go on cc as don't have that kind of money in savings.
When will you start thread of "pay all your debts by Xmas 2015" ??!

nannygladys

Hello everyone

Made my payment to the dreaded CC last night so that's £50 paid- hurray

£50/£1103.46

Nannyg

starnac

Betsie2010 wrote: »

.
When will you start thread of "pay all your debts by Xmas 2015" ??!

It just rolls over. There are quite a few of us who have been here for more than one year. Just keep paying off as much as you can and posting here then carry whatever you have left over next year x

Aphidgirl

starnac wrote: »

It just rolls over. There are quite a few of us who have been here for more than one year. Just keep paying off as much as you can and posting here then carry whatever you have left over next year x

I'll definately still be here next year I think. Current calculations predicting debt free by mid 2015! But will clear a lot this year with the help of this group

Determined_diva

Hi all

I have been missing from here recently but will make sure I post more often!

Need to submit my debt totals but just wanted to say that I have had a good day

1 - got a £5k payrise at work
2 - got a 2nd job which will being me in £400 pm extra

Both will massively help my debt free quest!!

DDx

parsniphead

Well done Determined Diva. That should help you make a dent on that debt.:T

parsniphead

Another £20 paid off tonight. Chipping away.

#49

£780/4032 - 19.34%