We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2014!
Comments
-
Unfortunately I got my figures completely wrong this month and had some unexpected expenses (and a month of wilful spending, I'll admit it).
I've had to borrow £416 on my credit car, done by way of a money transfer 0% until Sept 15.
My new figure is therefore 085 rogueylawyer £1026.25 / £9179.00 11.18%0 -
woohoo - a good report from me, got around £200 from some old stock last night, with another £85 in payments to come in today and more sales over the next few days - looks like I will finally smash 10% at some point today once ive posted the rest of the orders! may even hit 11% if im really lucky and some people pay me!
Also used up some paint at the weekend, got it free of charge from my mum and dad and decorated the kitchen, fitted the plumbing for our new fridgefreezer (Not a bad deal Free Broken American Fridge freezer with plumbed in ice maker - Fault was electrical and so cost me £19.86 for the replacement capacitors) - all the fitting and fixtures to plmb it in were free so its cost me 2 packs of olives (im a terrible plumber and recked half the first pack), a length of pipe and another plumbing fitting needed to fix my screw up lol - total cost for decorating the kitchen: £40, the new fridgefreezer uses less electricity than the old fridgefreezer+batch cooking freezer and so should save a few pennies - and im putting the old kit on gumtree etc for £20 each..
now I just need to get another £7-800 together and my business wil be turned back on and hopefully can start smashing into this 22 ton concrete debt noose with a turbocharged JCB and not a 14lb lump hammer like I have been doing£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
Afternoon all
I have paid a small chunk this afternoon.:j
#49 £285/4032 7%
That feels good.:)1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Well just made a payment. £201
So it's now £2388/£22000 or 10.85%
Roll on 11%£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
OH has applied for the job! Fingers crossed now.
Wishing your OH all the best!
nolongerindenial £32 and you will be there!!
Feel inspired to stick some stuff on to facebay!DH is drifting off after a busy day at work and DD is upstairs playing with a friend from school. If I make some sales I will update on here.
Saving for Disney again, oops why book one Disney holiday when you can book two!:starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod::xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:0 -
Good luck, I've made another £32 of sales so will pay something off tonight and update. Then roll on 12%. I will kill this debt 1% by 1%£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
I am still following the thread and reading people's posts!
I am nearly back at my last declare, I took a step back at making some large balance transfers, the fees cost me a lot of pennies! I have also paid off my over draft that was not included in my target!
Roll on pay day!!0 -
I'm doing ok slowly but surely but I will say hello overdraft tomorrow until the weekend0
-
Evening all
Just reporting a new updated total paid - 2 loan payments and one overpayment
#058: £9,378.30/ £12,600 (74.43%)Blitz that mortgage
Jun 2016 £152,000
April 2021 £85,0000 -
Rachiedabbler70 wrote: »Evening all
Just reporting a new updated total paid - 2 loan payments and one overpayment
#058: £9,378.30/ £12,600 (74.43%)
So near now....well done :T(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards