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Pay ALL your debt off by Xmas 2014!

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  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Debt Free Roll of Honour 2014!

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    :j #013 freespirit66 Paid £2724 :j

    :j:j:j:j 20th June 2014 :j:j:j:j



    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    amr my holiday shopping will be done in charity shops - £50 can go a long way there!

    ours seem to be quite expensive! :( i'm going to raid primark :rotfl:
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    amr - £50 should be fine, I'm a big believer in Primani and Matalan holiday clothes. Have you tried looking at "capsule" wardrobes/suitcases? you don't always need a lot as some bits will be normal wear. Where we go on holiday in Majorca there's a few shops that do cheap n cheerful beachwear - much cheaper than the UK and lots of choice - plus i can see what the weather is like first :)
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Jonesy88 wrote: »
    amr - £50 should be fine, I'm a big believer in Primani and Matalan holiday clothes. Have you tried looking at "capsule" wardrobes/suitcases? you don't always need a lot as some bits will be normal wear. Where we go on holiday in Majorca there's a few shops that do cheap n cheerful beachwear - much cheaper than the UK and lots of choice - plus i can see what the weather is like first :)

    what are capsule wardrobes/suitcases? not sure what they are :D

    i have quite a few bits i can re-use and i got a really lovely maxi skirt from asda in their sale for a fiver, so its just a few extra bits i need now, i'm taking a list and i'm going to stick with it!!!
  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Thankyou MINICOOPER for my roll of honour, and everyone for your good wishes, good luck and hope there are lots more roll of honours this year x
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • BritAbroad
    BritAbroad Posts: 484 Forumite
    108 here.

    Another payment towards the car made today. Now I'm at £7051.84/£10,000.

    Things are ticking along at the moment. Still got some substantial medical bills to pay. On the up side, the weather is nice and I've got some odd jobs done around the house. Still plenty to do though, so it should keep me fairly busy over the summer.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all. Minimum payment plus a small over payment out today. Total now stands at

    #87 £2,966.52/£9,827.73 or 30.1%

    We are now under £7k and over 30% paid off :j
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    edited 22 June 2014 at 1:08PM
    can't wait until i'm debt free and rich:rotfl::rotfl: only about a year to go :eek: hopefully less than that if i pull my finger out. once i've paid off my remaining 2 debts (hopefully by december) i will get another figure to see how much i've got left to pay. currently owing about £800 on my two remaining debts so fingers crossed. if i manage to hit my target of £6000 paid by the end of the year i should only have 2k at most left on my final debt.
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    amr547 wrote: »
    can't wait until i'm debt free and rich:rotfl::rotfl: only about a year to go :eek: hopefully less than that if i pull my finger out. once i've paid off my remaining 2 debts (hopefully by december) i will get another figure to see how much i've got left to pay. currently owing about £800 on my two remaining debts so fingers crossed. if i manage to hit my target of £6000 paid by the end of the year i should only have 2k at most left on my final debt.

    You can do it! Don't panic and just chip away at those debts. Good luck and I am sure we will all be closer to that debt free feeling at Christmas :T
    Picture1_zps7c5fcda5.jpg
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • IrishRose12
    IrishRose12 Posts: 1,788 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations freespirit66 :T

    amr547 Tesco have a sae on their summer stuff ATM both online and instore. I got 2 nice bikinis for £3 each yesterday. Tops were £2 and bottoms were £1:j:T
    Got a few other things for going away in 2 weeks and it al came to about £15.
    I'm going for the less is more approach this year.

    Anyhow, I really came in to post that I paid £20 off my CU loan yesterday. Money is tight here ATM, but the plan is to pay £20 off each week and get myself into a routine to do it every Thursday hopefully. So hopefully get it paid off quicker.
    Am looking into whether I'm best getting my Euros changed from Sterling, or just lifting it out from my banks Euro only ATM in town. For handiness sake I'm swaying towards the ATM option.
    Then hopefully I can pay another bit off my credit card before I go on holiday.

    So at the minute I'm standing at #148 £620/£2500
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
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