Pay ALL your debt off by Xmas 2014!

greenanne

evening all.
well a bit of a milestone for me today.
cc no 3 is all paid off at last :j:j:j
two more to pay off one of which isn't 0% and I can't change it.
going in the right direction though.:T
#150 £1290/£7713.
thankyou.

BritAbroad

108 here.

Made another payment today to the credit card, so now I'm at £5340.79/£10,000. Feeling a bit annoyed with myself too, though as I've spent a fair amount over the past few days. Mostly on stuff for OH though, and a fair amount will end up being returned, so I suppose it's not quite as bad. To be fair, I've still been saving like crazy and most of that is cash that would have been channelled into payments, so using some of it now is ok.

Mat_Lock

Car is in for an MOT today @ £35 a pop. If it passes then the £45 I also spent on credit card this month I will pay off as well so I techncially haven't used the credit catd. That leaves me with £30 until next Friday.

Mat_Lock

Woohoo !! Car passed MOT for another year although apparently it scraped by in the emissions test. Hopefully by next year I will be able to pass it again. Have to do some maintenance on the engine to see if I can improve it.

So just made that promised payment to the credit card too. So now feel good cos I haven't spent any extra debt this month.

Just need to live like a pauper for 7 more days.

starnac

nolongerindenial wrote: »

I often say to my OH, if we didnt make the mistakes in our early twenties we would be really quite well off by now, and poor months like last month wouldnt be a stress. Hence we are scrimping every penny to pay the debts off, my little one needs a scooter and its thorugh luck we found a argos voucher which will pay for it so its reserved at argos - that will be my weekend spending. we have vowed that he will not go without for the sake of our mistakes!

This is exactly us!! Hence why I have declared (with DH's backing) that this year is going to be such a tight one as I will NOT spend another year paying off these stupid debts!! :mad:

But I do thank God for this site and the lovely encouraging people on here. We are the lucky ones who have pulled our heads out of the sand and are dealing with our mistakes.

Well done everyone :T

Jonesy88

I'm also determined to have a super tight year and get rid of my debts. I want to do things and currently the debt is preventing me.

Talking of which:

002: £1540/£3500 44%

Aiming to have 50% paif by the end of the month, making me bang on track although i would like to get ahead.

minicooper272

Mat_Lock wrote: »

Woohoo !! Car passed MOT for another year although apparently it scraped by in the emissions test. Hopefully by next year I will be able to pass it again. Have to do some maintenance on the engine to see if I can improve it.

So just made that promised payment to the credit card too. So now feel good cos I haven't spent any extra debt this month.

Just need to live like a pauper for 7 more days.

I was told to try sticking half a bottle of redex in the fuel before my MOT. Gives the engine a reasonable clear out.

Having issues with my car just now, most of the time it's fine, but lately when I leave work, it keeps refusing to start. The engine turns and turns, but it doesn't catch. Eventually it does after a few tries, so I've not been stranded yet. I've booked in for a service next week though, so hopefully that will clean things out...

kirstydriver

minicooper272 wrote: »

I'm glad there are some people just lurking - I was a little worried I'd scared people off!

you can't scare me! I have a toddler!!

FinanciallyUnsavvy

Hey all.

Another £50 off for me - made a couple ebay sales and cashed straight out of Paypal against the overdraft. My total is now:

181 - £2009.00/£5718.00 - 35.13%

amr547

yay for vouchers, just got a free cake pop maker cos i had a £20 voucher i forgot about ! haha. gives me something to do when i'm off! i'm looking at free places to visit around the area so that we can go for a stroll etc, get out of the house and not spend too much money!