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Pay ALL your debt off by Xmas 2014!
Comments
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do you send the items signed for? and/or do you have a receipt? if you do then you can claim the money back from RM.
Very little goes signed for, as a business seller we just build the price of anticipated losses into the cost of items so unfortunately for the honest punter they pay for the losses
Unfortunately if we sent everything signed for, nobody would pay for it as it would increase our prices in a very price competitive market£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
nolongerindenial wrote: »Very little goes signed for, as a business seller we just build the price of anticipated losses into the cost of items so unfortunately for the honest punter they pay for the losses
Unfortunately if we sent everything signed for, nobody would pay for it as it would increase our prices in a very price competitive market
I do wish they did an option between signed for and normal post sometimes. I find it a bit of a hassle if things get sent recorded delivery - I'm never in, and always have to collect, but can sympathise with wanting the piece of mind it's been received. Maybe Mr Postman should start taking a snap when he posts it through the letterbox?0 -
#197
Mortgage came out today, another 199.45 in a pot.Mortgage £8472.53
Student Loan £44156.090 -
Realised last couple of months been relying on the CC again - thats what got me into this mess in the first place. So paid most of it off, and am just going to have to struggle.
#128 £400 paid of cc
£4813 / £5000 96%
So nearly there!
Just 2 loans to go, one ends November, other one November next year. Might add them onto target and start getting rid of them too. Never thought I would clear my CC so quick.
Tf xTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k
£5 a day July challenge Member # £9.40 / £70
(£5 a day challenge since Nov = £1472.34)
Sealed Pot Challenge 7 Member # 2101
Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 0000 -
That's another payment made today ... £437 off my virgin credit card and £11.21 off tesco credit card .... Every little bit helps!#171
Argos 138 / 842 Halifax 24 / 2418, Virgin 41 / 4500, Barclaycard 170 / 7359, Tesco 25 / 1362, Tesco / 852, Loan 250 / 1750, Next 52 / 750, [STRIKE]Studio 30/30[/STRIKE] [STRIKE]overdraft 640/640[/STRIKE]
Total paid off £1360 / £202230 -
Well im well underway on my end of May £1999 challenge, Just totted up the past 24 hours income, and they total £134.65, 6.74% of the £1999 and brings my christmas target a little closer - figures updated below
Debt free by Xmas 2014: #182 £1869.01/£22,000 (8.5%)£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
Thanks Mini
I would like to declare 3643.57 as my total to clear. #199
Not sure if it's doable for me but I need to get it cleared. It's amazing the totals some of you manage to clear and I would love to know how you do it. Will need to have a good read of the thread from the beginning and see if I can pick up any ideas.
Thanks
666MFI3 T3 # 750 -
Factory Pilot touching base for a mid-monthly update.
So, #195 £799.96 / £3,323.61 - 23.5%
Didn't buy the supercharger, not sure what next month will bring, will be an expensive one, will have to see.
Track day next week though (petrol to get there), thank you sister for buying my birthday present and driving and Aeriel Atom, cannot wait.
She also wanted an racecar experience, so I couldn't help myself and bought us both a nascar one......hence why potentially some smaller payments next month towards debt.......
Luckily my track car's alternator went, but the race team is sorting me out a free one for all the work I put in my spare time!!!!!! So it's mid month, get paid next week and still on target.
Staying chuffed.
Good luck to everyone else debtbusting!!!!MBNA £788.82/£1,416.82 Nationwide cc.£743.12/£906.75 Bike Finc£916.71/£1,083.37 DFW Christmas2014 #195 £958.29/£3,406.94 28.1%paid
House Saving -£15,621.83/£20,800.00 + £8,000.00
'why are you laughing?' - 'becuase if I didn't laugh I'd cry and I don't like crying very much'
Speedhunter - #JoyOfMachine0 -
Hi all
Update from me after I have just made a full & final settlement for Santander loan, #095 £7,276.33/£8,500 = 86% paid, nearly there wo hoo :jDMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
[STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/3650 -
Had a bit of a naughty splurge
needing to get Mums presents, coupled with good points offers, discounts, free shipping thresholds and limited edition items has made me spend about £200 more than planned.
Havent got in any more debt, its just come off scheduled repayment, though I am still ahead (and still under my total of survey earnings which was my aim)
I am half sad I was naughty but also a bit pleased with my savings/points etc. We all need a treat now and then!0
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