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Pay ALL your debt off by Xmas 2014!

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Comments

  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi can i sign up for this challenge again please.
    I know i won't quite pay it all as my family loan will take 2 years with the agreement i made. I would like it to be the only debt I have by xmas 2014
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • pogofish
    pogofish Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm doing it this year - not by Christmas but by the end of New Year!

    Late last night I paid the first of two bills that total to approx £2500 - The second gets paid tomorrow and then, I will be totally debt-free!

    Its taken several years, tens of thousands of pounds, with various setbacks, bright and dark and times when I thought there was no way I could manage to continue with the strict budgeting/repayment plan and on two occasions, very nearly being hung-out to dry.

    But I prevailed, my house is fully paid-up and all other debt fully and completely eliminated. :):):)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    the new numberplate cost £12 which is ok. we think a car with a towbar mustve hit it because there was no other damage (phew)!

    my bank has just caught up with all my bills! reminds me we need to pay council tax today:eek: i still have another £700 ish to go out of my account this month, eek... this moving marlarkey is really irritating - i get paid on the 27th of every month so we used to pay rent on pay day, but now it's on the 18th so i have to leave it sitting there for ages! temptation :rotfl:
  • Well done pogofish !!
  • Okay, I probably won't be debt free by the end of this year but my loan is:

    £13915.34

    I want to save as much as possible in the hope of paying it off early! It's a start. If I can do it then I'll be amazed! I'm going to be scouring every corner to make sure I save as much as possible!
    So please can I join? I'm going to try my hardest to pay off as much as possible.
    Former Debt free wannabe. Now trying to save for a rainy day!
  • Cash4AnnyQ no need to settle for Christmas just for us - we'll congratulate you whatever time of year it is! You're number 068.

    Helpmesave welcome, and good luck with the bargains, you're number 069

    mummyfie what a busy year ahead! I'm sure it will give you lots of great memories. You're number 070

    argomatt update any time you like, whatever works best for you. I'd rather see debts go down, than think people might be holding off a payment to suit my schedule!

    nomi01 welcome back - do you want to use your old target, or do you want to set a new one? You're number 071 this year.

    pogofish that must be really exciting! I hope you have a bottle of (budget) champers chilling already! Do you want to join the challenge or should we just say a massive congratulations!!

    amr - glad the licence plate was all that was damaged. You kinda don't mind £12, when you think of how much you dreaded it being worse!

    floella80 good luck with the loan - you're number 072!
  • Right you lovely folk - I'm off to New Year celebrations this afternoon/evening (nothing too fancy!) but I hope you all have a lovely evening! I will give out any new challenge numbers tomorrow evening (if my hangover allows it)

    _party_ Happy 2014 when it comes!!! _party_

    May the New Year be amazing, prosperous and less rainy! :rotfl:
  • Happy new year everyone

    £110 Barclaycard payment

    #46 £200 paid. / £9800 to go!
    LTW April 0/30
    Debts by Xmas #46 £508/£10,000
  • Hi all,

    I've made a start as my DD's have come out over the last few days:

    Number 54 £399.02/14420 2.77%

    I'm out to a friends house for a party tonight, so Happy New Year to everyone _party__party_

    Ruth
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • Hi all,

    Could I please join? I just got my first ever mortgage and would like to pay off an extra £5000 this year on it. Also I have an overdraft of £1400 that I would like to get rid of!

    Mortgage : £0/£5000
    Overdraft : £0/£1400

    Just paid off my credit card so that's a good start to 2014! :T

    Good luck everyone :beer: and Happy New Year! x
    Debt Free by Christmas 2014!

    Mortgage £0/£5000
    Overdraft £1400/£1400!! :D

    :beer:
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