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Pay ALL your debt off by Xmas 2014!

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Comments

  • Hello can I join this please? My debt is over 15k so will never get that paid off by Xmas but I do have a target I want to reach by end of the year. Can I use that as my total please? :)
  • davies28
    davies28 Posts: 40 Forumite
    Hi Davies, is this your total paid off, or just your amount for this month? Can you post total amounts for me, something like this would be fab:

    #155 205/2000

    If I have to add things up for people I'll get it wrong!

    Hi Sorry about that, thats just the total payments this month haha!
    Including last months it is now:

    £440/£2000

    Thank you!!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    If it's only for the football that you have the sky sports for ask them to switch you to their new package where you only get Sky Sports 1 and 2 aswell as the Sky Sports news channel and Eurosport. That's what I have done for OH and saved me about a tenner.
    That's the only reason we have the sports for and it was the CS girl who asked what we used it for. I didn't even know that package existed, just shows how truthful they are to customers until they threaten to leave!:mad:

    Well OH wants Sky Sports 1, 2, 3, I am clueless tbh :rotfl: we asked for the package which is £27.25 or something. So expensive!!!! It says Sky Sports 1 + 2 on my email though so if there isn't the whole lot OH will be raging!

    Rent has gone out so I am officially skint! Well I do have the holiday money in my bank, so I can dip in as long as I pay off the lot on payday next week...
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So that's brought me up to £250/£1000
    No idea what percentage that is etc but it's looking good to me lol

    Erm, that'll be 25% ;)
  • That's another small payment off the loan. Payday on Thursday so I'll knock another chunk off it on Thursday.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am so bored of waiting to know what my bonus is at work. Payday is next Wednesday but we still haven't been given our letters. Grrrrrr I am so impatient haha
  • IrishRose12
    IrishRose12 Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    amr547 wrote: »
    Well OH wants Sky Sports 1, 2, 3, I am clueless tbh :rotfl: we asked for the package which is £27.25 or something. So expensive!!!! It says Sky Sports 1 + 2 on my email though so if there isn't the whole lot OH will be raging!

    Rent has gone out so I am officially skint! Well I do have the holiday money in my bank, so I can dip in as long as I pay off the lot on payday next week...
    LOL oh dear. the £27.25 a month is what I was paying also, but think it's been brought down to £22.00 or something, I also cancelled my phone bundle that was about £9 a month as I don't use the house phone much. The girl was able to work out I had only used about £2.50 worth of calls so we took that off lol.

    The Sky Sports most footie matches are on 1&2, that's how I compromised with OH to cut that down lol, he said that other channels such as ITV4 and Sky 1 have been showing matches recently so he's happy enough lol. We'll see how it pans out though:rotfl:
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    BT sport has bought most of the football next year though haven't they??? We'll cross that bridge when we come to it :p

    my straightener doesn't heat up any more and argos has the same one for £39.99 half price....... do i or don't i!!
  • amr547 wrote: »

    my straightener doesn't heat up any more and argos has the same one for £39.99 half price....... do i or don't i!!

    YES!
    I think we are all being so good, a treat occaisionally is a well done present to yourself! Especially if it is something essential like hair straightners!!

    I have stopped buying magazines and newspapers and put the spare coins in a jar for xmas , if I make anything on surveys I buy myself a bottle of wine, and if I need cash the week before payday I sell something on ebay! Saving / earning on something = guilt free spend on something else.

    TF x

    :oTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k :o
    £5 a day July challenge Member # £9.40 / £70
    (£5 a day challenge since Nov = £1472.34)
    Sealed Pot Challenge 7 Member # 2101
    Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 000
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    YES!
    I think we are all being so good, a treat occaisionally is a well done present to yourself! Especially if it is something essential like hair straightners!!

    I have stopped buying magazines and newspapers and put the spare coins in a jar for xmas , if I make anything on surveys I buy myself a bottle of wine, and if I need cash the week before payday I sell something on ebay! Saving / earning on something = guilt free spend on something else.

    TF x

    I'll buy it on Saturday, that's when OH is paid :D

    I have almost had all the wine people bought me for Xmas!!! There's one and a half bottles left :rotfl:
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