Pay ALL your debt off by Xmas 2014!

amr547

minicooper272 wrote: »

I think my financial control is starting to slip a little bit again.

Made a bit of a mistake with train tickets that has cost me about £20, which isn't a lot on its own, but I have had a few things like this lately that I think add up to about £80 this month alone... I have been very good at avoiding temptation, but when I've gone near temptation I have gone a bit excessive too!

its ok, i think we're all like that!

tomorrrow i;m going to have a good clear out! i bet theres loads of stuff i could throw away or sell or something.

Raggydoll85

Ahhh had a blip this weekend.. needed new running trainers as mine are knackered... ordered two pairs as wasnt sure which would be best for me....

AHHH lol... i do need them as am running a 10k for charity again this year.. but NOT GOOD

Thrifty_Fashionista

minicooper272 wrote: »

I think my financial control is starting to slip a little bit again.

Made a bit of a mistake with train tickets that has cost me about £20, which isn't a lot on its own, but I have had a few things like this lately that I think add up to about £80 this month alone... I have been very good at avoiding temptation, but when I've gone near temptation I have gone a bit excessive too!

I tried on gorgeous shoes today - £69. Loved them and would have put them on CC, but luckily they felt like they would rub! So thankfully I didn't buy them!

TF x

Thrifty_Fashionista

Sold a bracelet - transferred £100 takings onto CC
#128
£2407 / £5000

Tf x

Bublin1

Hello and I'd like to join please.
I originally thought I'd need more time to get rid of my pesky loan but last month I drew up a budget, started using envelopes and stopped frivilous spending. Lo and Behold I am £350 in the black with 3 days until pay day. If I can make this additional payment every month I will be debt free by Christmas.

My outstanding debt is £5545

Aphidgirl

Evening all

A good weekend for the finances. My mum told me I don't have to pay her back all the money I still owe her, so that debt has reduced from £900 still owed to around £600

So the new total is £1947/£9141 (21% paid)

I also rang the debt management company I've been with for the past year (Baines and Ernst) and cancelled the plan, meaning I no longer have to pay them a £41 management fee each month. I'm managing the debts myself now and can use the extra £41 to pay them off faster.

So all good here! Have overspent slightly this month on the entertainment budget (frequenting pubs is costly!) but I think seeing friends regularly helps maintain a positive mental attitude so is allowed

Happy debt-busting!

marliepanda

Had a lovely 'birthday weekend' as I was working my actual birthday and couldn't see my boyfriend until now! Had a fab time and been very very spoilt, so hoping that will curb my temptation! (Have spotted some gorgeous boots though so let's see how long I last!) mum is also taking me to Harrogate birthday shopping over the Easter holidays as I work weekdays, she works a few hours on a Saturday and Harrogate is pretty shut on a Sunday! So that's something to look forward too!

Hit another £10 Marks and Sparks voucher as well, so that's another £10 for the pot when I get it, and then I only have Mothers Day to sort out feeling quite positive at the mo as well, as I'm starting too a mortgage on my own (not sure where boyfriend/I will want to live, were from diff towns, jobs, I just don't know, too soon) so the realisation I can do it on my own once I get a deposit sorted (which based on the rate I'm managing to pay off debt seems much closer) is making me really positive long may it continue!

Betsie2010

Another £75.50 hitting cc debts today via direct debit. Bringing the total paid off to 9.99% sooooo close to 10%!!!!
Should clear a bit more by the end of Mar

Mat_Lock

Received my Tesco Car Insurance renewal (£516) yesterday and it's only £50 less than last year and the perks are rubbish anyway so found a broker and got myself a quote for £345 which included legal cover, European travel cover and fully protected NCD. I look forward to paying £170 less this year

Weekend spend = £60. £40 on a visit to the pub on Saturday with the girlfriend, 1 eye on the football, 1 eye on the rugby and the other eye on the girlfriend haha. £20 Trip to Hastings yesterday in the sun that got me fish n chips on the beach, afternoon tea and some snack food before we visited her Nan in hospital in the evening

Still have £167 until payday on 26th, so I could if I wanted to make another payment but I think I will try and get the car serviced with some of what is left.

amr547

oh dear god

rabbit has destroyed carpet

i am crying and think i;m going to be sick. OMG he never destroys things!!!!!!!

the quicker we are out of rented accommodation the better. but for now i need to figure how much its going to cost to replace it

also the money that should have come out of my savings, still hasn't. going down to the bank tomorrow to be angry.