Pay ALL your debt off by Xmas 2014!

amr547

ok now ive had a cuppa and time to think

- the carpet isn't that bad. we might be able to patch it as its just the edges.
- money has now gone in:j
- half the house is now clean :T

so let's focus on the positives

E2006

Hi, I haven't posted yet since joining this challenge in January - life well and truly got in the way, health issues etc, but am hopefully back on track now. Unfortunately I've recalculated the debts and my total amount was £6176 not £5370 as originally declared. Could I be a pain and therefore have my total on the first page changed to reflect this?

Payments so far are #91 - £156/£6176 Im hoping to really make some progress with this from payday at the end of this week. The only savings I can make are from the groceries budget, and the plan is to try to eat out of the cupboard/freezer for as long as possible, and then after that eat as frugally as possible and throw any left overs at the CC's.

Good luck everyone,
E:)

freespirit66

Hi everyone made a couple of payments today totalling £107 off debt so new figures are:


#013 £572.77/£2724

luckystarr

Hello everyone :hello:

Thank you for letting me join

minicooper272 my total is £4322.35

Here is to ending the year Debt free, off to update my signature

davies28

Hi all,

#155 reporting £205 in payments so far this month!

Managed to completely pay off my Littlewoods in that too!

amr547

just phoned v*rgin to sort out the package, we downgraded everything but it's still gonna be £77 a month!!! flippin sky sports. anyway, we've just bought the N*W Tv box as OH wants sky atlantic, comedy central, fox etc andd they obviously don't offer atlantic on v*rgin, and the others were on the higher tv package. its only £4.99 a month for the channels which is a heck of a lot better than paying more on VM!

apparently football season ends soon though so sky sports will be gone and i will be £23 a month better off:rotfl:

minicooper272

davies28 wrote: »

Hi all,

#155 reporting £205 in payments so far this month!

Managed to completely pay off my Littlewoods in that too!

Hi Davies, is this your total paid off, or just your amount for this month? Can you post total amounts for me, something like this would be fab:

#155 205/2000

If I have to add things up for people I'll get it wrong!

minicooper272

Hi Bublin1 - amazing what a little organisation has saved you! You'll be number 173, welcome to the challenge

Aphidgirl - that's really nice of your mum. That sounds like a lot for a debt management company, good idea to give them up if you can keep on top of your finances yourself!

Betsie, my spreadsheet says you're on 10% - well done :T

amr I'm sure your landlord will never notice the carpet anyway! There is a certain amount of wear and tear they don't even notice…

E2006 - hope it was nothing serious, and you're health continues to get better! I have updated your total now

IrishRose12

amr547 wrote: »

just phoned v*rgin to sort out the package, we downgraded everything but it's still gonna be £77 a month!!! flippin sky sports. anyway, we've just bought the N*W Tv box as OH wants sky atlantic, comedy central, fox etc andd they obviously don't offer atlantic on v*rgin, and the others were on the higher tv package. its only £4.99 a month for the channels which is a heck of a lot better than paying more on VM!

apparently football season ends soon though so sky sports will be gone and i will be £23 a month better off:rotfl:

If it's only for the football that you have the sky sports for ask them to switch you to their new package where you only get Sky Sports 1 and 2 aswell as the Sky Sports news channel and Eurosport. That's what I have done for OH and saved me about a tenner.
That's the only reason we have the sports for and it was the CS girl who asked what we used it for. I didn't even know that package existed, just shows how truthful they are to customers until they threaten to leave!:mad:

IrishRose12

After having a bit of a think (I'm still thinking about the credit union loan to pay credit card) I've just went over and paid £25 off my credit card.

So that's brought me up to £250/£1000
No idea what percentage that is etc but it's looking good to me lol