Pay ALL your debt off by Xmas 2014!

amr547

Just bought the straightener. Cashed in a £10 voucher from surveys for Arg*s so it only cost me £29.99! Not bad:j i have an older version of the one I've just bought and it's lasted me 7 years, cost me £50.

Mat_Lock

Whoops just spent £53 online at House Of Fraser. MY t-shirt drawer was looking old and dated. So found a £10 off £50 Bespoke voucher and spent, got 5 t-shirts so not bad at all.

amr547

I buy my tshirts from Matalan! Nice quality and only a few quid each I'll be doing my holiday shop in there......

Mat_Lock

I usually buy constant wear t-shirts from Amazon, Primark or packs in M&S but haven't had any nice t-shirts for a while and Fridays is dress down days and I like to wear some nice ones. I rarely spend a lot on t-shirts as I hate paying like £20 - £30 on 1 item. Women have it much easier when it comes to buying clothes.

Best news ever !! Just had my letter from work about my bonus. It's 4 figures, nice. Albeit in the 1 thousands range haha

impending huge payment off debt next week

Ruln

What a good idea this thread is. Hopefully constantly updating this should give me some reason to clear my overdraft.

£2,200 is my current debt and I expect to clear it by xmas 2014! I'll add it in the signature too

amr547

OH and I have finally seen sense! We need to create separate pots of money this month. And the key word is 'strict'!!

marliepanda

eBay is tempting me this week... hoping things go 'stupid high' so I don't have to bid on them. The thing is its older ltd edition much needed items (not handbags, DEFINITELY not handbags...) so its not as if I can just wait. We shall see, still haven't spent my birthday money... Planning on paying of £300 this Friday so hopefully can stick to that!

I have decided though I will try and keep my 'treat spends' to the same as my survey spends, as then they are 'free' in my eyes, and considering I've currently spent £0, I have a bit of freedom!

Raggydoll85

Another payment for me just small tostart with!!

#022 £273.89/£4363.58

amr547

i really wish all my bills came out on one day rather than at different times in the month. it would probably be easier for me to make payments and know what i need!

Mat_Lock

I got an app on my phone now called Money Lover. You can add transactions and have regular monthly payments on it. I do it all on payday then I know how much I have left after all bills, direct debits etc.