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Pay ALL your debt off by Xmas 2014!
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my payments seem really slow this month! anyone else??
I;m actually wondering about making additional payments here and there rather than just saving to pay off the remainder... would need to figure out how I actually do that though as two accounts aren't ones I can just log into online and make additional payments!0 -
#120 £3074/£12485 24.6%CHALLENGES MAR'14:
CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY £2700/£3350; £1500 BY JULY £0/£1000
EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE] £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980
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Finally managed to make first payment for the O/D of account I switched from. used the incentive money from new account to pay 10% of outstanding balance to old account, so 033 £95.23 from £952.33.
£165.50 in total out of £10180.70
Rest of month will be hard as switched phone and energy so two lots of each to come out this month.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0 -
Hi everyone
A quick update from me...
#153 £ 222.87 / £9790 (2.3%)
Hurrah! Onwards and upwards... :j
Clearly not massive progress, but it's kinda encouraging to see some inroads into the debt mountain
I'm off to play with my spending diary - feeling that I need a spreadsheet to monitor log my progress & define exactly where my pennies get frittered away
Will report back again soon
Chin up everyone!
KUTAT xXmas 2016 #67 £0/£365
LBM £29,598 :shocked: (29.05.15) DFD June 2021
29.12.15 - B/card 1 £6813 B/card 2 £3575 Virgin CC £13658 Loan £5842 Next £0 OD £200
20.06.15 - B/card 1 £4139 B/card 2 £4025 Virgin CC £13100 Loan £7303 Next £58 OD £200
Diary http://forums.moneysavingexpert.com/showthread.php?t=52565480 -
Many thanks indeed minicooper272 !(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
blackberrycurved wrote: »Paid of £101 today.
Still not getting the instant e mails Mini -Cooper. I've fiddled with everything I press instant and it lasts for about a week and then I don't get them anymore and I'm feeling so so left out. Talking and seeing how well everyone was doing really helped me last time. now I have to keep logging on and it's making it so much harder. So if anyone has any ideas how to fix this please. Still no job but I managed to pick up some teaching English this week which is fab.
I'm afraid I don't know what's wrong. Is there maybe a FAQ bit you can look up? Either that or email for help...
I don't think I transferred out my extra payment this month, and have actually started to eat into it a little bit. This has been such an expensive month one way or another! I'm not going to transfer anything out now, as I'll go overdrawn if I'm not careful!0 -
Amr [ Would it be possible for you to get a second bank account? That way you could work out how much you need to pay off each month and have one account just for bills/ repayments and transfer what's left to the other account to use for everything else. That way you'll know how much you have at the beginning of the month and takes away some of the stress? It's what I do.A vision without a plan is just a dream.0
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#135 paid off a further £7.95 by rounding account to nearest zero.
£434.42/£11,900 = 3.65%A vision without a plan is just a dream.0 -
£300 paid off today!
#77 - £1500/£53000 -
Hi All :T:T
Sorry I've not contributed much over the last couple of weeks! I do read when I can, but i've been so busy with uni! Roll on Easter break!
So I've made a payment this month:
£1517/£3500
Speak soon xxxxxxxxxIn debt no more!0
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