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Pay ALL your debt off by Xmas 2014!

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Comments

  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Checking my bank account today and I haven't paid for insurance this month. Just checked my car insurance documents as it's due next month and realised that I have now fully paid so didn't pay any this month. £55.32 extra in the kitty this month. Might throw that in to my slush fund so I can get the car serviced.
  • braddy970
    braddy970 Posts: 271 Forumite
    I'm the same Mat, our insurance last year was £1400, this year with 5 years no claims we've got it for £750 with a different company, paid for the deposit in February ready for it changing over on the 3rd of March, only 9 monthly payments so I thought it would be around the start of March but I check our documents and it says the payments begin on the 6th April so that was an extra £68 in the bank, car tax due at the end of this month but I am trying to leave it as long as possible.. expires on 31st of march and pay day is the 1st of april duhhh how ironic lol. I have made another big payments and closed an account and that will be my final payment for this month of £405.30 - feels so good to finally get this one gone as it was costing over £100 a month, so my new total ..£2614.59/£10560.90 - 1% = 105.60
    24.75%/100% overall xx
    The 1% Challenge #76 - Debt 1 = £620 - 1% = £6.20 - 4.3%
    Debt 2 = £1600- 1% = £16 - 0%
    Debt 3 = £1012 - 1% = £10.12 0%

    Pay all your debt by Xmas 2016 #130- £465.86/£7636.46 - 6.1 %
    Make £10 a day ~ Jan £182.49, Feb £373.65
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I just want my renewal quote from Tesco so I can see whether it's good or bad. I've already run quotes through the comparison sites and should be paying under £400 now, as opposed to £600 last year. 9 years NCD now too.

    The good thing about my tesco cover is £0 voluntary excess and £0 compulsory. Love it.
  • luckystarr
    luckystarr Posts: 265 Forumite
    Hello

    Is this thread still open for applicants or have i missed the boat ??

    you are all very inspiring :)
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Extra little payment made today after that insurance bonus. £25.09 to my barclaycard. New total breaches 20% yay !!

    £510.00 / £2546 = 20.03%
  • greenanne
    greenanne Posts: 384 Forumite
    another little payment for me as well please and I thought i'd round things up.
    #150 £520/£7713.
    thankyou :)
    there is no wealth but life
    sealed pot challenge#240
    df by dec 2014#150

    Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:
  • £300 paid onto my loan today :j

    That one overpayment has reduced the term of my loan by 9 months - wasn't expecting that when I logged onto my internet banking today!
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • Got an item ending at the weekend, should be able to pay another £50 off the CC next week.

    TF x

    :oTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k :o
    £5 a day July challenge Member # £9.40 / £70
    (£5 a day challenge since Nov = £1472.34)
    Sealed Pot Challenge 7 Member # 2101
    Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 000
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    luckystarr wrote: »
    Hello

    Is this thread still open for applicants or have i missed the boat ??

    you are all very inspiring :)

    Not at all, we're still open for anyone! You will be number 172, just let me know how much you want to pay off :)
  • argomatt
    argomatt Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 13 March 2014 at 9:24PM
    Hi Luckystarr,
    New people are welcome to join in at any time, I am sure that Minicooper will be able to assign you a number and then you will be up and running.
    Best of luck with your debt challenge!
    Argomatt

    Sorry, cross posted with mini cooper!
    DFBX2016 #024
    Target = £10804
    Paid = £2434
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