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Pay ALL your debt off by Xmas 2014!

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Comments

  • argomatt
    argomatt Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Happy birthday Marliepanda :-)
    DFBX2016 #024
    Target = £10804
    Paid = £2434
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woohoo! Cancelling my redundant credit card has pushed my credit rating on Noddle from 3/5 to 5/5! Just don't tell the banks that, I don't want any more credit!
  • Happy Birthday to me! :j

    :bdaycake:

    Quite an uneventful birthday overall, working :o, but will hopefully have a lovely weekend to make up for it.

    Hit another £30 on my surveys so will pay that off as soon as I get it paid (though tempted to treat it as a birthday present and get a treat...)

    Happy Birthdaaaaaaaaaaaaay !

    Tf x

    :oTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k :o
    £5 a day July challenge Member # £9.40 / £70
    (£5 a day challenge since Nov = £1472.34)
    Sealed Pot Challenge 7 Member # 2101
    Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 000
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy birthday Marliepanda! Hope you've had a lovely day!

    Argomatt personally, I would step it down a little bit, but making sure I have enough for a buffer as well. So for example, I would pay off £400 and step it down by £200 so I still have £200 available in case. Then every £200 from there I would step it down again.
  • Just a quick post to update my payments - 2 small payments totalling £78.02 made today. Total now:


    #058: £4,700.53/ £12,600 (37.31%)



    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Happy Birthday to me! :j

    :bdaycake:

    Quite an uneventful birthday overall, working :o, but will hopefully have a lovely weekend to make up for it.

    Hit another £30 on my surveys so will pay that off as soon as I get it paid (though tempted to treat it as a birthday present and get a treat...)

    :bdaycake:HAPPY BIRTHDAY MARLIEPANDA :bdaycake:
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • Another small payment for me :)

    #022 £214.18/£4363.58
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    doing bad, very bad. next payment is saturday...
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My bank balance is seriously depressing me today. I loaned £100 to my sister last week, which isn't helping, but even if she does pay me back, I think I'll struggle to make it to the end of the month! I've pushed my social boat out, and it's very expensive!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    social?? whats that?! lol. i'm off for three days next week with no spends! woe is me.... might give me a chance to catch up on stuff though. i am longing for payday - worked out i have about 100 to cover the next two weeks! that needs to include gas, electric, food and petrol. gotta convince my OH we just need to use whats in the freezer and we'd save on shopping!!!
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