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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • peaceandfreedom
    peaceandfreedom Posts: 2,005 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awesome record-keeping there, DDFW. :D Your performance in March was excellent - here's hoping that April is just as good.

    I do like this whole monthly-list approach that you and tattycath take. I keep meaning to sit down and do a list of my own but I am too tired tonight to do it.

    Good luck on finding ebay items to list. :)
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I love your list making style DDFW.

    I have list making tendencies myself, but it tends to be ad hoc, and on scrappy bits of paper:rotfl:

    However, I do keep a list money spent, and analyse the results at the end of each month, and do set a NSD target each month.

    But I like the idea of making a plan for the month ..... Might have a bash at that
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Cheery_Daff
    Cheery_Daff Posts: 17,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just catching up after my hols - you've achieved SO much in March! :j :j :j Well done! :D

    Currently channelling your decluttering abilities and trying to get rid of some of my own rubbish. In just ONE drawer in the kitchen I just found THREE ancient, non-working cameras, a plug for a laptop I no longer possess, and 15 instruction manuals in unreadable (by me) foreign languages :o :rotfl: :rotfl:

    Sadly I'm not going to channel your fabulous selling skills - I do NOT have the patience for that kind of malarkey right now. Still, while it's not added any money to the account, it has cleared a space in the drawer :j :j Just need to figure out what to put in it now... :rotfl:
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    An MA sounds very exciting.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 8 April 2014 at 10:21PM
    Love your posts DDFW...you are always SO productive

    Do you think you will manage to not buy clothes etc?? As soon as my DF finish line appeared I seemed to go mad on the Ne£T catalogue..:eek: never done that before, well not for about 10 years.. need to rein that in. On other hand it's far cheaper than Ho£bs ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw wrote: »
    Love your posts DDFW...you are always SO productive

    Do you think you will manage to not buy clothes etc?? As soon as my DF finish line appeared I seemed to go mad on the Ne£T catalogue..:eek: never done that before, well not for about 10 years.. need to rein that in. On other hand it's far cheaper than Ho£bs ;)

    Well, I'm a fan of both Ne£t and Ho£bs but the latter are rather too expensive for me at the moment. I think I will have to look for ebay bargains if I want some pretty dresses for the summer from them. I have never in my life bought anything from the Ne£t catalogue though - always in the store. :)
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just a heads up. I've had a message on eBay from eBay saying that from May (can't remember date) private sellers will be given 20 free listings a month-either auction or buy it now! :dance:
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hello All,

    I am sorry i have not been posting - i have been all out of sorts :(

    But i am always more productive when i post on here so here i am and i will be jotting out the things i need to achieve this month :)

    1, tackle big credit card bill - car insurance is on there as well as usual spends so it needs a paying somehow

    2, assignment - just get on with it!

    3, continue to declutter - i seem to have done more of this - when i thought it was all done too :eek: its carboot stuff to be honest but its also stuff going out of the house. Things do seem to be heading in the minimalist direction :eek: and :D I would have got rid of a lot more stuff but my Mr has said he wants us to keep the other things which is fair enough i guess :)

    4, food focus - there is alot of food in the house at the moment for various reasons - full cupboards and full freezer. I need to really just stop buying any good food offers and scale things down a bit - especially in the freezer! - it is hard as i have had months of seeing no good reduced items so i find it hard to leave bargains such as yesterdays 4 lamb chops reduced from almost £7 to 45p :T

    5, uni app - work on this after assignment

    That will do :) I am out all day tomorrow so i know i just have to knuckle down with it all now / from sunday - although not much will be getting done today i dont think as i had a really bad nights sleep and have been somewhat shattered all day :(

    Hope everyone is good and i really appreciate the posts :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you feel stronger soon.xx
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    tattycath wrote: »
    Just a heads up. I've had a message on eBay from eBay saying that from May (can't remember date) private sellers will be given 20 free listings a month-either auction or buy it now! :dance:


    Unfortunately there's a down-side to that - they are taking away the 100 free 99p listings per month :(
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
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