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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    1 job from the weekend was to find a place to sell 3 very old very cheap phones to - after charging 1 it turns out i can't wipe the memory and with so much info. stored on them i am going to keep them rather than have the worry

    Serious question - could you smash them (possibly with a hammer for stress relief) and take them to the WEEE section of your local tip? That should be secure enough and that way they'll probably get stripped for metal parts.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Just popping in to say hi :wave:

    Keep those energy levels up!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,411 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Serious question - could you smash them (possibly with a hammer for stress relief) and take them to the WEEE section of your local tip? That should be secure enough and that way they'll probably get stripped for metal parts.

    This is what I'd do too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,411 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the referral, fingers crossed you finally get some answers.

    Hopefully when the summer comes, you can do stuff that you *want* to do, rather than stuff you feel you have to do :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hello All,

    Thank you for stopping by :D Ed - thank you i thought about the smashing but not the section of the tip :cool: Its not something i'm ready to do just yet but will :)

    Brizzle - oh if you knew the day i've had! :mad: But i will not rant. I have spent about an hour stomping about the place and will not dwell on annying ridiculous things any more :cool: I am annoyed more at the sapping of energy and the time i have wasted / lost :(

    Erm jwil :o - see the next post...
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Although today has been less productive than the last few days i need to crack on with study in a mo. to make up for some of that :cool:

    And the study is really important right now *especially* as i have decided to continue with my studies - *if* i get a good enough grade of course *positive vibes* please :)

    I don't have the exact price for the MA just now but it will be circa £3000 :eek: So if anyone has any ideas on me quickly making this that would be fab :D I am so happy to have made the decision :j But am feeling the extra pressure to get the results as well now.

    I won't need to pay for the course in one go but in order to take some of the pressure off as the course will be pretty intense i would like to raise as much money as possible towards this in the summer.

    So in the summer i will be starting the matched betting ;) jwil et al. I will let you know when i am starting this as in just the reading up and then when i am good to go on this too :)

    I will also be very actively looking for a new job - potentially working less hours - the MA is for my future and career and this has to be priority so a suitable job better paid would be good. I am still keeping my eyes open at the moment for work too.

    In the summer i will also be going over my uni folders and extracting anything i feel is particularly useful :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    this weekend i need to:-

    go to Mr L's and stock up
    sort through books and list or carboot
    wash
    dry
    move
    wash
    dry
    move
    try dress on and list if not keeping
    post parcel
    post letter
    message l
    make 2 x teas satday so sunday is just warm up
    mothers day visits
    study fully up to date
    start assignment
    message tutor
    commit to ringing docs for next problem to be resolved
    apply for MA
    big walk
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    That list will do for now.

    i was pleased today to be able to pay my usual payment into my house maintenance fund - currently for the gutters and also to pay an extra £10 into the loft savings as i had paid the balance on my credit card :T

    i also returned the damaged goods for a refund so that was 2 lots of purchases returned :T

    Not so good news is the gas and electricity bill are due now :(

    reminder to self to check and pay bills - or pay on next months credit card bill - work it out :cool:

    reminder to self - check mortgage overpayment and update list and tweak sig if necessary

    Hope all are well i will get around the diaries when i can :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds busy, Dedicated! I do like batch cooking, hope you have something nice and tasty, to compensate for all that study.

    Can I add, some fresh air too, please!
    2023: the year I get to buy a car
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    To do list:

    message l
    try on dress and list of not keeping
    assignment
    message tutor
    apply MA
    docs... Must Do but been putting off
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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